Consumers are not racing to add more devices, but the way those devices shape how people pay is changing steadily and in ways that matter for the future of commerce. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
Retail in 2025 was defined less by a single breakthrough than by a set of pressures that forced retailers to get practical. Consumers kept shopping. But they did it with a sharper pencil, trading down where it made sense, leaning into promotions, and treating credit,...
The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which it’s being adopted. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
The December 2025 update of the “Wage to Wallet™ Index” reveals an economy that is no longer moving in a single direction, but splitting along a decisive fault line shaped by liquidity access, income timing and perceived opportunity. Produced in collaboration with WorkWhile and Ingo Payments,...
December 26, 2025
In 2025, payments, banking and commerce crossed a quiet but consequential threshold. Technologies that once promised efficiency or differentiation became nonnegotiable foundations, reshaping how money moves, how risk is managed and how trust is built at scale. Across dozens of Trackers published this year, a consistent pattern emerged: The conversation shifted from “What’s new” to […]
December 26, 2025
Consumers are not racing to add more devices, but the way those devices shape how people pay is changing steadily and in ways that matter for the future of commerce....
December 22, 2025
The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which it’s being adopted. Get the...
December 18, 2025
When one thinks of fast payments, manufacturing isn’t the first sector to come to mind. It’s the same for simple payments and healthcare; or not meeting their customers’ needs and...
