Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate usability, traditional financial institutions (FIs) are facing a shift. Deposit growth now depends on how quickly new accounts move from...
“Five Years of Change: How Payouts Shifted From Slow and Paper-Based to Instant and Digital,” a collaboration between PYMNTS Intelligence and Ingo Payments, tracks how the U.S. payout market changed throughout the last five years as consumers and businesses moved away from paper checks and...
Instant payments adoption continues to rise, but fraud concerns remain a powerful brake on momentum. As artificial intelligence drives more sophisticated attacks, businesses and financial institutions (FIs) are reassessing how risk factors into real-time money movement. While speed and liquidity are widely recognized benefits of...
As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a visible signal of reliability, trust and financial control. Disbursement speed is now a defining factor...
March 25, 2026
Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate usability, traditional financial institutions (FIs) are facing a shift. Deposit growth now depends on how quickly new accounts move from opening to activation. The problem isn’t acquisition—it’s momentum. Customers expect […]
March 19, 2026
“Five Years of Change: How Payouts Shifted From Slow and Paper-Based to Instant and Digital,” a collaboration between PYMNTS Intelligence and Ingo Payments, tracks how the U.S. payout market changed...
January 14, 2026
As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a...
December 17, 2025
Construction timelines depend on precision, coordination and confidence, but slow payments continue to undermine all three. Across the industry, contractors report that late disbursements are far more damaging than weather...
January 14, 2026
The Klarna app now enables peer-to-peer (P2P) payments in 13 European countries. Klarna is allowing transfers between Klarna users at launch, and the company plans to expand the capability to non-Klarna customers and cross-border payments soon, it said in a Wednesday (Jan. 14) press release emailed to PYMNTS. “With peer-to-peer payments we’re making it even […]
December 08, 2025
Food stores and retail establishments in New York are required to accept cash payments for in-person transactions after a bill was signed into law by the state’s governor. Governor Kathy...
March 31, 2025
Money mobility platform Ingo Payments has chosen Marqeta as its issuer processing partner. The collaboration will help Ingo fulfill its goal of delivering “innovative instant account issuing” and “ecosystem-driven financial services,” the Georgia-based company...
March 18, 2025
Payments technology firm ACI Worldwide is teaming with embedded banking/money mobility provider Ingo Payments. The collaboration, announced Tuesday (March 18), has resulted in ACI Speedpay Digital Disbursements, a solution designed to help businesses scale their...
