Payments Intelligence news and trends

What Happens When Embedded Finance Grows Up?
Payments Innovation // February 19, 2026

For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The model established in‑house finance arms so that car buyers could get a loan at the dealership instead of trudging to...

US and Canadian Middle-Market Firms Gain Working Capital Edge With AI Cash Forecasting
Accounts Receivable // February 19, 2026

Cash is king when uncertainty reigns. But for many firms, profit is not disappearing due to macroeconomic forces alone. In many cases, it is being forfeited through slow processes, limited visibility and outdated assumptions about how their payments operations and accounts receivables (AR) functions must...

Card Issuance Expands as Earnings Season Highlights Platform Economics
Payments Innovation // February 17, 2026

Earnings season rarely yields a single organizing narrative, yet the most recent cycle has revealed a narrative tied to cards: Issuance is increasingly positioned as embedded infrastructure. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

More Than Half of Banks Plan to Outsource Fraud Detection 
Fraud Prevention // February 13, 2026

The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Interviews & Exclusives
What Happens When Embedded Finance Grows Up?

February 19, 2026
For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The model established in‑house finance arms so that car buyers could get a loan at the dealership instead of trudging to a bank. Get the Full Story Complete the form to […]

US and Canadian Middle-Market Firms Gain Working Capital Edge With AI Cash Forecasting

February 19, 2026
Cash is king when uncertainty reigns. But for many firms, profit is not disappearing due to macroeconomic forces alone. In many cases, it is being forfeited through slow processes, limited...

More Than Half of Banks Plan to Outsource Fraud Detection 

February 13, 2026
The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation. Get the Full Story Complete...

PYMNTS Study Finds CFOs Turn to Agentic AI for Savings and Cash Flow

February 11, 2026
What if a way to track, forecast and model cash, credit, debt and investments could make your company smarter and stronger? What if the corporate finance function unlocked hidden savings...