Payments Intelligence/page/2 news and trends

For Consumer AI, Distribution Is Becoming the Deciding Factor
artificial intelligence // March 27, 2026

Data from PYMNTS Intelligence shows that consumer artificial intelligence has crossed a critical threshold: 54% of U.S. adults now use AI for personal tasks, marking a shift from experimentation to everyday utility. At the same time, usage intensity is deepening. The average user now relies...

Acquirers May Win Agentic Commerce by Building the Guardrails
artificial intelligence // March 26, 2026

Agentic commerce has been framed as the payment industry’s next leap forward. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

57% of Retail SMBs Want Flexible Due Dates on Credit Cards
SMBs // March 26, 2026

Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many small- to medium-sized businesses (SMBs) already feel confident they can get credit. What they want now are cards that work...

Why Price Takes a Back Seat in Embedded Finance Deals
B2B Payments // March 26, 2026

Embedded finance is increasingly central to how B2B companies buy and sell, but it only works as well as the bank or FinTech behind it. New PYMNTS Intelligence research finds that trust and security are the deciding factors in who a B2B firm chooses to...

Interviews & Exclusives
Acquirers May Win Agentic Commerce by Building the Guardrails

March 26, 2026
Agentic commerce has been framed as the payment industry’s next leap forward. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

57% of Retail SMBs Want Flexible Due Dates on Credit Cards

March 26, 2026
Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many small- to medium-sized businesses (SMBs)...

Why Price Takes a Back Seat in Embedded Finance Deals

March 26, 2026
Embedded finance is increasingly central to how B2B companies buy and sell, but it only works as well as the bank or FinTech behind it. New PYMNTS Intelligence research finds...

Why Millions of New Accounts Never Turn Into Real Banking Relationships

March 25, 2026
Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate usability, traditional financial institutions (FIs)...