Payments Intelligence/page/2 news and trends

82% of Merchants Plan to Expand Digital Wallet Adoption
Digital Payments // January 20, 2026

Back-office payments are starting to look a lot more like consumer checkout, and that shift could determine which firms see their cash position clearly and which keep flying blind. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Credit Unions See AI’s Promise, but Readiness Lags Adoption
artificial intelligence // January 20, 2026

Artificial intelligence (AI) has the potential to help credit unions scale personalization, improve fraud detection and streamline operations, but only if the foundations beneath those tools are solid. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
Digital Identity // January 16, 2026

As financial services firms push deeper into digital channels, identity verification has quietly become one of the most consequential—and most underestimated—forces shaping growth, risk and customer experience. “When ‘Good Enough’ Isn’t Enough: Digital Identity Verification in the Age of Bots and Agents,” a collaboration between...

Payment Declines Hit Gen Z Harder Than Any Other Generation
Checkout Conversion // January 15, 2026

Forget “access denied.” “Payment declined” is Gen Z’s new refrain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Interviews & Exclusives
Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain

January 20, 2026
The latest round of tariff threats tied to global trade tensions, lobbed this weekend over Greenland, arrives at a moment when millions of U.S. households are already navigating thin financial margins, limited savings and heightened sensitivity to price changes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access […]

82% of Merchants Plan to Expand Digital Wallet Adoption

January 20, 2026
Back-office payments are starting to look a lot more like consumer checkout, and that shift could determine which firms see their cash position clearly and which keep flying blind. Get...

Credit Unions See AI’s Promise, but Readiness Lags Adoption

January 20, 2026
Artificial intelligence (AI) has the potential to help credit unions scale personalization, improve fraud detection and streamline operations, but only if the foundations beneath those tools are solid. Get the...

Payment Declines Hit Gen Z Harder Than Any Other Generation

January 15, 2026
Forget “access denied.” “Payment declined” is Gen Z’s new refrain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...