Pymnts Intelligence news and trends

Installment Payments Come to Luxury Retail as Wealthy Buyers Feel Price Pressures
Retail // February 25, 2026

About a hundred years ago, so the story goes, F. Scott Fitzgerald, chronicler of the Jazz Age, turned to Ernest Hemingway and remarked, “The rich are different from you and me.” Get the Full Story Complete the form to unlock this article and enjoy unlimited...

AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper
artificial intelligence // February 25, 2026

The dominant narrative around artificial intelligence has centered around its novelty and potential for disruption. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Three Generations Face the Same Bills and Make Different Moves
Consumer Finance // February 25, 2026

Picture three Americans staring at the same electric bill. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
SMBs // February 25, 2026

Small to mid-sized businesses (SMBs) are approaching a practical turning point in how they pay. Cash and checks still play an outsized role in day-to-day operations, especially for supplier and vendor payments, but the direction of travel is clear. Many SMBs want simpler, more modern...

Interviews & Exclusives
Embedded Finance Firms Brace for Tighter US Regulations

February 26, 2026
From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments and insurance for everything from Prada handbags and veneers to Uber driver wages. With three parties in that marriage, banks, FinTechs and nonbank companies, who’s […]

AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper

February 25, 2026
The dominant narrative around artificial intelligence has centered around its novelty and potential for disruption. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Three Generations Face the Same Bills and Make Different Moves

February 25, 2026
Picture three Americans staring at the same electric bill. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence

February 25, 2026
Small businesses are not just borrowing to survive. They are using credit cards as operating systems, and they are willing to pay for features that make day-to-day cash flow easier...

Quick Reads
Tariffs and Missing Data Push Product Leaders Into Crisis Mode

December 22, 2025
U.S. middle-market companies are making high-stakes decisions with less visibility and less time, as tariffs collide with delayed economic data and cooling demand, forcing product leaders into defensive mode. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Retailers Elevate Embedded Finance as Risk and Complexity Rise

December 22, 2025
Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to a frontline business priority. Get...

Rite Aid Attributes Bankruptcy Return to Empty Shelves, Shopper Trade-Down

May 06, 2025
Rite Aid has claimed in a court filing Tuesday (May 6) that its inability to sustain a successful recovery and its subsequent return to bankruptcy protection is primarily due to...

Gen Z Accounts for Largest Increase in Paycheck-to-Paycheck Consumers

March 14, 2025
Generation Z saw the sharpest increase in the number of people living paycheck to paycheck over the past two years. Get the Full Story Complete the form to unlock this...