In 2026, Buy Now, Pay Later stops being a checkout feature and becomes working capital for the modern middle class, replacing overdraft and late fees as the default way paycheck-to-paycheck consumers manage timing gaps between income and expenses.
When suppliers know payments will arrive on time and exceptions will be resolved swiftly, trust grows. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...
A growing share of Americans are losing confidence in their financial footing, as paycheck-to-paycheck stress becomes a defining feature of the economy rather than a temporary condition. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
The most telling signal in the latest PYMNTS Intelligence research is not how fast embedded finance is spreading, but how decisively companies are stepping away from building it themselves. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
January 09, 2026
B2B platforms are discovering that embedded finance is becoming less a feature add-on and more a structural lever for how they grow revenue, deepen customer relationships and compete at scale. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]
January 08, 2026
In 2026, Buy Now, Pay Later stops being a checkout feature and becomes working capital for the modern middle class, replacing overdraft and late fees as the default way paycheck-to-paycheck...
January 08, 2026
When suppliers know payments will arrive on time and exceptions will be resolved swiftly, trust grows. Get the Full Story Complete the form to unlock this article and enjoy unlimited...
January 08, 2026
A growing share of Americans are losing confidence in their financial footing, as paycheck-to-paycheck stress becomes a defining feature of the economy rather than a temporary condition. Get the Full...
December 22, 2025
U.S. middle-market companies are making high-stakes decisions with less visibility and less time, as tariffs collide with delayed economic data and cooling demand, forcing product leaders into defensive mode. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]
December 22, 2025
Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to a frontline business priority. Get...
May 06, 2025
Rite Aid has claimed in a court filing Tuesday (May 6) that its inability to sustain a successful recovery and its subsequent return to bankruptcy protection is primarily due to...
March 14, 2025
Generation Z saw the sharpest increase in the number of people living paycheck to paycheck over the past two years. Get the Full Story Complete the form to unlock this...
