Pymnts Intelligence/page/4 news and trends

More Than Half of Merchants Shift Fraud Spend From People to Tech
Fraud Prevention // January 13, 2026

Merchants are discovering that fraud prevention has become less about stopping bad actors at checkout and more about managing risk across the entire payment journey, from account creation to post-transaction disputes. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Mid-Tier Retailers Caught Between Amazon and Walmart
Retail // January 13, 2026

For decades, the retail industry was organized around a familiar axis: price versus experience, scale versus specialization, mass versus premium. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

AI Rewrites Lending for Borrowers FICO Scores Miss
Consumer Finance // January 12, 2026

For millions of individuals in the U.S., exclusion from credit markets has less to do with repayment risk than with how creditworthiness has traditionally been measured. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
VISA // January 12, 2026

The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and Canada are rethinking working capital as a strategic asset rather than as a defensive necessity. Based on a double-blind survey...

Interviews & Exclusives
Behind the Top Scams Consumers Face and the Defenses That Work

January 13, 2026
Fraudsters are nothing if not creative, constantly reshaping old tricks with new technology to stay one step ahead of consumers and the institutions that serve them. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily […]

More Than Half of Merchants Shift Fraud Spend From People to Tech

January 13, 2026
Merchants are discovering that fraud prevention has become less about stopping bad actors at checkout and more about managing risk across the entire payment journey, from account creation to post-transaction...

Mid-Tier Retailers Caught Between Amazon and Walmart

January 13, 2026
For decades, the retail industry was organized around a familiar axis: price versus experience, scale versus specialization, mass versus premium. Get the Full Story Complete the form to unlock this...

North American Middle-Market Firms Signal Major Working Capital Expansion in 2026

January 12, 2026
The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and Canada are rethinking working capital...

Quick Reads
Tariffs and Missing Data Push Product Leaders Into Crisis Mode

December 22, 2025
U.S. middle-market companies are making high-stakes decisions with less visibility and less time, as tariffs collide with delayed economic data and cooling demand, forcing product leaders into defensive mode. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Retailers Elevate Embedded Finance as Risk and Complexity Rise

December 22, 2025
Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to a frontline business priority. Get...

Rite Aid Attributes Bankruptcy Return to Empty Shelves, Shopper Trade-Down

May 06, 2025
Rite Aid has claimed in a court filing Tuesday (May 6) that its inability to sustain a successful recovery and its subsequent return to bankruptcy protection is primarily due to...

Gen Z Accounts for Largest Increase in Paycheck-to-Paycheck Consumers

March 14, 2025
Generation Z saw the sharpest increase in the number of people living paycheck to paycheck over the past two years. Get the Full Story Complete the form to unlock this...