Small Business

Proposed changes to federal banking regulators’ capital rules would encourage access to small business credit, Federal Reserve Vice Chair for Supervision Michelle Bowman said Tuesday (March 31). In remarks delivered at a Consumer Bankers Association event in San Diego, ...

For small businesses, access to credit is, in many cases, available. The problem is that many of the products offered do not reflect how those businesses operate. PYMNTS Intelligence, in tandem ...

JPMorgan Chase has launched a program aimed at boosting economic opportunity around the U.S. The “American Dream Initiative” will focus on six areas, with an early emphasis on small businesses, the banking ...

Business payments are poised for modernization as the entrenched position of cash and checks will be whittled down by digital, flexibility methods of small business payments. The February PYMNTS Intelligence report ...

Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many small- to medium-sized businesses (SMBs) ...

Meta is reportedly launching a program to support artificial intelligence (AI) adoption among small businesses. Meta Small Business is aimed at the more than 250 million small businesses around the world ...

Small- to medium-sized businesses (SMBs) have spent decades navigating a banking system that never quite fit their needs, placed between consumer and commercial segments and rarely the focal point of ...

Worth raised $30 million in a Series A funding round for its platform that helps financial institutions, FinTechs and payment providers onboard and underwrite small and medium-sized businesses (SMBs). The company ...

Watch more: Live Roundtable With Capital One’s David Arons and Hotel Lobby Candle’s Lindsay Silberman For many executives and entrepreneurs, the traditional business trip once followed a predictable pattern. Travelers arrived ...

Xero says U.S. small businesses can now manage and pay bills directly through its platform. The new offering stems from Xero’s purchase of Melio last year and integration of its bill payments technology into ...

The “Dirty Dozen” list of tax scams released by the IRS this year reads less like a seasonal advisory and more like a snapshot of a rapidly professionalizing fraud economy. The ...

Watch more: Need to Know With Mastercard’s Mark Barnett The most digital generation in history is running a surprising share of its businesses the old-fashioned way: with cash in hand. “The fact ...

Mastercard began rolling out a suite of solutions designed to help banks support the cross-border payment needs of small- to medium-sized businesses (SMBs) in the Asia-Pacific region. The new Mastercard Global ...

Mastercard has introduced an agentic AI offering designed to help small businesses. The company’s Virtual C-Suite, announced Tuesday (March 10), is a collection of artificial intelligence (AI) agents that serve as a “digital executive” ...

Small business-focused platform Affiniti launched a financing agreement with Column bank, according to a Monday (March 9) press release. The agreement will see Column provide financing to boost the growth of ...

Small businesses may still like the local, relationship-first feel of credit unions, but that loyalty now comes with a digital price tag. The new PYMNTS Intelligence and Velera report, “Credit Union ...

Cash retains a stubborn presence in small- and mid-sized businesses, but business credit cards are beginning to erode that dominance by addressing the operational pressures that keep firms tied to ...

People tend to gravitate toward what’s easy and familiar. Businesses typically do the same. This reality creates an uncomfortable truth for small- to medium-sized business (SMB): if it’s even slightly inconvenient ...

Small and medium-sized businesses (SMBs) ended 2025 sharpening their demand and reliance on platform-based working capital. Earnings disclosures indicate that those balances grew meaningfully year over year across major commerce ...

Small businesses are treating credit cards less like a backup and more like a flexible operating tool, and the way they use them is starting to look surprisingly consumer-like. That is ...

Watch more: What’s Next In Payments With Mastercard’s Mark Barnett Strategic narratives in payments can come with some loaded words. Artificial intelligence, institutional blockchain and real-time rails are routinely positioned as the ...

Small to mid-sized businesses (SMBs) are approaching a practical turning point in how they pay. Cash and checks still play an outsized role in day-to-day operations, especially for supplier and ...

Small businesses are not just borrowing to survive. They are using credit cards as operating systems, and they are willing to pay for features that make day-to-day cash flow easier ...

Cross-border payment FinTech Payoneer applied to the Office of the Comptroller of the Currency to open a digital bank, according to a Tuesday (Feb. 24) press release. PAYO Digital Bank, N.A., ...

Blockchain and decentralized finance company Wellspring has introduced a treasury management solution for small and medium-sized businesses (SMBs). Wellspring Institutional is designed to offer finance teams centralized cash visibility, integrated domestic ...

Global business platform Square continues to expand its partner ecosystem and now has almost 1,000 partners in its Square App Marketplace and its Square Specialists directory, the company said in ...

Merchant surcharges are in the news as retailers, large and small, look for extra revenue and consumers rail against their existence. “Over the past few months, it feels like almost every ...

Embedded finance platform Jaris expanded its partnership with payments firm Paysafe, according to a Thursday (Feb. 19) press release. The collaboration makes Jaris’ instant payouts solution available to the tens of ...

Payments platform Paysafe expanded its program that provides training and support to independent sellers who want to build a career in payments. The company’s U.S. Agent Recruitment Program is now accepting ...

Wayflyer secured a $250 million, two-year credit facility to support the continued growth of its working capital solution for small businesses that are often underserved by traditional banks. The company secured ...

Latin America’s digital habits are no longer confined to retail shopping or person-to-person transfers. They are directly influencing how smaller firms  invoice, get paid, stock shelves and bridge payroll gaps. PYMNTS ...

Broader adoption of artificial intelligence by small and medium-sized businesses (SMBs) could boost Canada’s productivity, Bank of Canada Senior Deputy Governor Carolyn Rogers said Thursday (Feb. 12), according to a ...

Truist launched its inaugural open banking integration, connecting first to Mastercard’s open finance technology, according to a Thursday (Feb. 12) press release. The platform is designed to give consumers and small ...

A growing share of retail small businesses are not planning for the next downturn so much as financing their way through the next week, and PYMNTS Intelligence data showed just ...

For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables are becoming more common and ...

Mastercard and eCommerce enabler Bosta are partnering to support small- to medium-sized businesses (SMBs) in Egypt by introducing a dedicated discount program for Mastercard Business cardholders. The program will provide these ...

Square has brought its conversational artificial intelligence (AI) assistant to the U.K. Square AI, which is embedded into the Square platform, is designed to help businesses make clever and faster decisions using ...

Businesses and their accountants continued to adopt artificial intelligence (AI) agents and other digital tools in the quarter ended Dec. 31, BILL executives said Thursday (Feb. 5) during the company’s ...

American Express (AmEx) has debuted its Flexible Payment Option (FPO) for small businesses. The new offering, announced in a Thursday (Feb. 5) news release emailed to PYMNTS, is aimed at giving businesses ...

Visa has launched a new platform designed to help small business owners access capital, reach customers and adopt modern business tools. The Visa & Main platform will continue adding resources, programming ...

Revolut Business has launched a merchant acquiring product in Australia. The product integrates account-to-account, online and in-person payments within a core business account, enabling businesses to manage their entire payments operation from ...

Software as a service once promised a steady rhythm of recurring subscriptions, predictable upgrades and incremental productivity gains. That rhythm has been thrown off kilter as artificial intelligence begins to alter ...

Loop AI raised $14 million in a Series A funding round to expand its artificial intelligence (AI) platform for restaurant and retail back offices. The company will use the new funding ...

QuickBooks will soon enable small- to medium-sized businesses (SMBs) in the United States to offer their customers flexible payment options from Affirm. The capability will result from a new multiyear partnership ...

U.S. Bank has introduced a Visa-backed credit card designed for small business owners. The U.S. Bank Business Shield Visa Card, announced Monday (Feb. 2) in a news release provided to PYMNTS. ...