Small Business

Chase is expanding its payroll service to help business clients dealing with cash flow pressures. The new offering, announced Wednesday (Oct. 7), brings Chase Payroll alongside the banking and payment activities ...

FedEx Dataworks, the insights and intelligence subsidiary of FedEx Corp., and Stripe plan to leverage their respective platforms to expand access to financing for small and medium-sized businesses (SMBs), the ...

Credit unions deciding where to put their next technology dollar are getting a different answer from consumers than they might expect. The PYMNTS Intelligence playbook “Credit Union Innovation Readiness: The Rewards ...

Conventional wisdom says large corporations should dominate cross-border payments. They have global banks, treasury teams, negotiated FX rates, sophisticated treasury management system (TMS) platforms and local accounts. But the 2026 payments ...

Visa says it is giving $2 million to support organizations that support small businesses. That commitment from the Visa Foundation is aimed at entrepreneurial support organizations (ESOs) serving small businesses in the U.S., ...

American Express has launched the next generation of Amex Corporate, saying the program offers businesses greater visibility, control and flexibility across all aspects of card spend management. Amex Corporate brings together ...

Big Tech’s social and commerce platforms already dominate the web. Now, they want to help run Main Street. Meta made that ambition explicit Monday (Sept. 28), announcing its new Meta Enterprise ...

U.S. Bank has launched two new small business credit cards that are designed to deliver “straight-forward rewards” on everyday business purchases, the bank said in a Monday (Sept. 28) press ...

Merchant lending has traditionally been built around the sales a platform can see. Multichannel commerce is widening that view. A small- to medium-sized business (SMB) might collect orders through its own ...

Amazon is making fast, free Prime delivery available beyond Amazon.com, giving merchants another way to use the company’s logistics network to compete for online shoppers, according to a Thursday (Sept. ...

The World Cup gave small businesses in host cities a sales bump. That, at least, was a relatively predictable outcome. But findings shared in the September 2026 edition of the ...

Small businesses could give credit unions their next opening for growth, with demand for artificial intelligence financial tools running ahead of consumer interest. The PYMNTS Intelligence report “The Practical AI Opportunity: ...

Embedded payments infrastructure company NMI is expanding its NMI Business Capital service to help more merchants access financing, according to a Wednesday (Sept. 23) press release. “The expansion reflects NMI’s focus ...

Amazon’s next artificial intelligence push for merchants is less about giving sellers better answers than reducing how often they need to ask questions at all. Mary Beth Westmoreland, vice president, Worldwide ...

Accounts payable technology is being judged on how well it connects to the systems businesses already use, giving developers, IT teams and implementation specialists a larger role in payment-platform decisions. The ...

Watch more: Need to Know With Visa’s Sara Craven Small merchants are preparing for a customer who may find them through artificial intelligence before ever visiting their website, app or store. They ...

Small business-focused, artificial intelligence-native benefits brokerage Corridor launched with $25 million in funding, according to a Monday (Sept. 21) press release. The funding is aimed at remedying what Corridor described in ...

Paymob, an Egypt-based FinTech company, raised $35 million in pre-Series C funding, the company said in a Monday (Sept. 21) post on LinkedIn. Paymob said in the post that it will ...

For small businesses, knowing where a customer came from appears to be nearly as valuable as winning the customer in the first place. That’s the clearest takeaway from “The SMB Growth ...

Small businesses are putting a premium on predictability. Across more than 6,000 small and medium-sized enterprises (SMEs) surveyed in 18 countries for Mastercard’s inaugural Dreamonomics report, 68% said they prioritize stability ...

Credit unions have a challenge that is more specific than simply getting members to use their cards more often. The July 2026 edition of “Credit Union Innovation Readiness: Consumers Trust Credit ...

Watch more: PYMNTS On Air With Justin Zhao of Visa Direct and Ran Grushkowsky of MassPay  A small business can find a customer, supplier or contractor halfway around the world in ...

Labor Day finds Main Street approaching the fourth quarter with more ways to sell, get paid and source goods than it had four years ago. It also finds a substantial ...

Watch more: Need to Know With Citadel Credit Union’s Bill Brown Small businesses can be profitable on paper and still find themselves short of cash when payroll, inventory or equipment bills ...

Digital channels gave small and medium-sized businesses more than reach in 2025. They gave those companies a measurable growth edge: Digital-led SMBs were 14 percentage points more likely than store-led ...

When a company sells goods to a buyer overseas, it often has to wait 30, 60 or 90 days to get paid. In the meantime, it needs cash to keep ...

A handful of small businesses have begun using prediction market platforms to hedge risks, Reuters reported Friday (Aug. 28). Companies of this size can’t get help from Wall Street banks in ...

Small businesses increasingly see growth coming from the digital channels that extend their reach without requiring another storefront. The PYMNTS Intelligence report “Why Main Street’s Digital Survivors Are Pulling Ahead: Four ...

Square’s refresh of its Square Credit Card, which was announced last week, is part of parent company Block’s broader strategy to more closely integrate payments, banking, credit and bill management within its ...

A merchant that once represented a stream of transaction fees can now represent a lending relationship, and second-quarter earnings results show payments platforms putting more money behind that proposition. Block and ...

Paysafe added more consumers to its digital wallets in the second quarter, but those additional users did not lift overall wallet volume. According to a second-quarter earnings presentation Thursday (Aug. 13), ...

For small businesses in the United States, the clearest growth opportunities increasingly sit beyond the storefront. “Why Main Street’s Digital Survivors Are Pulling Ahead: Four Years of Small Business Data” drew ...

Small businesses in the United States plan to increase hiring as optimism grows, according to the latest edition of the Small Business Optimism Index released Tuesday (Aug. 11) by the ...

Payments solutions platform Nayax is the latest FinTech seeking an American banking charter. The Israel-headquartered company announced Thursday (Aug. 6) that it had applied to the Connecticut Department of Banking to establish Nayax America Bank Inc., a ...

Small businesses don’t appear to need more payment options as much as they need better control over when money leaves the business. That’s the central takeaway from “Ready for Change: Why Nearly ...

For many small businesses, revenue growth starts with a tap on a smartphone screen, because that’s where most customers already are. This finding comes from “The SMB Growth Gap: What Leaders ...

Small and medium-sized businesses (SMBs) have plenty of uses for credit, but that does not mean they always want to borrow. That distinction is showing up across the SMB credit market, ...

Credit unions have a gift heading into the artificial intelligence era: Their business customers are telling them exactly what to build first. Research from PYMNTS Intelligence, with Velera, titled “The Practical ...

The Securities and Exchange Commission (SEC) has released a report to Congress highlighting policy recommendations for improving capital-raising policy. The recommendations were developed by members of the public and private sectors who participated in the ...

UPS’s second-quarter earnings results offered a counterintuitive picture of growth. The company shared in a Tuesday (July 28) earnings presentation that U.S. average daily package volume declined 3.3% from a year ...

Online lender Enova International saw improvements in both originations and credit during the second quarter, with consumer spending remaining resilient and small businesses optimism increasing, Enova CEO Steve Cunningham said during a Thursday ...

Small businesses are not abandoning banks for cross-border payments, but they are giving FinTechs a much larger share of the work. That shift stands out in “The Cross-Border Opportunity,” a PYMNTS Intelligence and Mastercard report ...

OpenAI has launched a program designed to help small businesses use ChatGPT to increase their productivity and scale their businesses. The ChatGPT small business program includes webinars that show small businesses ...

Forward Financing, a provider of capital to small businesses across the United States, secured $525 million of new financing that brings the company’s total committed funding capacity to nearly $700 ...

Global payments and FinTech firm Ant International has raised $1.2 billion in new funding. This Series A equity financing will allow Ant to improve on its cross-border payments and agentic commerce offerings, the ...