Small Business

Square is now offering an artificial intelligence (AI)-powered “intelligent business agent” built into Square Dashboard to a select group of sellers in open beta. The new Managerbot is the next evolution of the Square ...

BMO has debuted a platform for small and midsized enterprises (SMEs) and emerging middle market (EMM) customers. “While most U.S. banks focus digital solutions on retail consumers or large commercial enterprises, many ...

Getting a price on small business insurance has always meant answering a long list of questions across multiple touchpoints before reaching anyone who could give a number. On Thursday (April ...

For small businesses, the next credit story may not be about getting approved. It may be about finding a card that finally works the way the business does. That is the ...

The old adage holds: Shoppers “want what they want, when they want it.” In retail, that “when” has always meant now. Conventional wisdom long ago hardwired “now beats later” into eCommerce ...

Main Street businesses run lean and demand results. There’s no budget for experimentation and no appetite for tools that don’t pay off fast. Every automation must drive revenue, cut costs ...

Watch more: Need to Know With Capital One’s Nat Hewett Small business spending continues to underpin broad economic activity, but the systems that support that spending have room for improvement. Many owners ...

Community banks have made meaningful progress in digitizing account opening, but the competitive battleground for deposits is shifting. Opening and even funding accounts are no longer enough to secure lasting ...

Synchrony is launching a three-part interview series aimed at a central challenge facing small businesses: how to grow sales without putting more pressure on margins or adding friction for customers. Titled ...

Small business optimism dipped below its 52-year average for the first time in a year in March, driven by the Iran war and the subsequent surge in oil prices, the ...

Watch more: Need to Know With Mastercard’s Mark Barnett Small- to medium-sized enterprises (SMEs) know best that growth doesn’t happen in a straight line. But that message hasn’t always translated into how ...

PayPal is bringing Brazil’s Pix payment system to its small and medium-sized business (SMB) customers. “With Pix now available through PayPal Complete Payments, small businesses can offer Brazil’s most widely used payment method ...

What started as a convenience play in consumer apps is becoming something much bigger in business: a way for platforms to turn payments, credit and cash flow tools into part ...

Finance platform BILL has announced an expansion to its Supplier Payments Plus offering. The new capabilities extend the tool’s ability to automate and “intelligently orchestrate payments and cash application for enterprise ...

The flow of credit to small businesses may loosen somewhat, but the direction of that capital will be determined by digital channels. Regulatory proposals now under consideration by federal banking agencies ...

For many small- to medium-sized businesses (SMBs), financial health is not determined solely by total revenue, but by the precise timing of that revenue’s arrival. PYMNTS Intelligence research indicates that ...

Small businesses are increasingly at risk for litigation related to website tracking practices. That’s according to a recent report from cyber risk analytics company KYND, which found a steep rise in privacy lawsuits tied ...

Watch more: Live Roundtable With Mastercard’s Ginger Siegel, The Nourish Spot’s Dawn Kelly and Branch’s Ahmed Siddiqui A big change is happening across the small- to medium-sized business (SMB) landscape, and ...

A growing share of small businesses are not leaving credit unions yet, but they are preparing to. That is the underlying signal in the PYMNTS Intelligence and Velera report, “Credit Union ...

Proposed changes to federal banking regulators’ capital rules would encourage access to small business credit, Federal Reserve Vice Chair for Supervision Michelle Bowman said Tuesday (March 31). In remarks delivered at a Consumer Bankers Association event in San Diego, ...

For small businesses, access to credit is, in many cases, available. The problem is that many of the products offered do not reflect how those businesses operate. PYMNTS Intelligence, in tandem ...

JPMorgan Chase has launched a program aimed at boosting economic opportunity around the U.S. The “American Dream Initiative” will focus on six areas, with an early emphasis on small businesses, the banking ...

Business payments are poised for modernization as the entrenched position of cash and checks will be whittled down by digital, flexibility methods of small business payments. The February PYMNTS Intelligence report ...

Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many small- to medium-sized businesses (SMBs) ...

Meta is reportedly launching a program to support artificial intelligence (AI) adoption among small businesses. Meta Small Business is aimed at the more than 250 million small businesses around the world ...

Small- to medium-sized businesses (SMBs) have spent decades navigating a banking system that never quite fit their needs, placed between consumer and commercial segments and rarely the focal point of ...

Worth raised $30 million in a Series A funding round for its platform that helps financial institutions, FinTechs and payment providers onboard and underwrite small and medium-sized businesses (SMBs). The company ...

Watch more: Live Roundtable With Capital One’s David Arons and Hotel Lobby Candle’s Lindsay Silberman For many executives and entrepreneurs, the traditional business trip once followed a predictable pattern. Travelers arrived ...

Xero says U.S. small businesses can now manage and pay bills directly through its platform. The new offering stems from Xero’s purchase of Melio last year and integration of its bill payments technology into ...

The “Dirty Dozen” list of tax scams released by the IRS this year reads less like a seasonal advisory and more like a snapshot of a rapidly professionalizing fraud economy. The ...

Watch more: Need to Know With Mastercard’s Mark Barnett The most digital generation in history is running a surprising share of its businesses the old-fashioned way: with cash in hand. “The fact ...

Mastercard began rolling out a suite of solutions designed to help banks support the cross-border payment needs of small- to medium-sized businesses (SMBs) in the Asia-Pacific region. The new Mastercard Global ...

Mastercard has introduced an agentic AI offering designed to help small businesses. The company’s Virtual C-Suite, announced Tuesday (March 10), is a collection of artificial intelligence (AI) agents that serve as a “digital executive” ...

Small business-focused platform Affiniti launched a financing agreement with Column bank, according to a Monday (March 9) press release. The agreement will see Column provide financing to boost the growth of ...

Small businesses may still like the local, relationship-first feel of credit unions, but that loyalty now comes with a digital price tag. The new PYMNTS Intelligence and Velera report, “Credit Union ...

Cash retains a stubborn presence in small- and mid-sized businesses, but business credit cards are beginning to erode that dominance by addressing the operational pressures that keep firms tied to ...

People tend to gravitate toward what’s easy and familiar. Businesses typically do the same. This reality creates an uncomfortable truth for small- to medium-sized business (SMB): if it’s even slightly inconvenient ...

Small and medium-sized businesses (SMBs) ended 2025 sharpening their demand and reliance on platform-based working capital. Earnings disclosures indicate that those balances grew meaningfully year over year across major commerce ...

Small businesses are treating credit cards less like a backup and more like a flexible operating tool, and the way they use them is starting to look surprisingly consumer-like. That is ...

Watch more: What’s Next In Payments With Mastercard’s Mark Barnett Strategic narratives in payments can come with some loaded words. Artificial intelligence, institutional blockchain and real-time rails are routinely positioned as the ...

Small to mid-sized businesses (SMBs) are approaching a practical turning point in how they pay. Cash and checks still play an outsized role in day-to-day operations, especially for supplier and ...

Small businesses are not just borrowing to survive. They are using credit cards as operating systems, and they are willing to pay for features that make day-to-day cash flow easier ...

Cross-border payment FinTech Payoneer applied to the Office of the Comptroller of the Currency to open a digital bank, according to a Tuesday (Feb. 24) press release. PAYO Digital Bank, N.A., ...

Blockchain and decentralized finance company Wellspring has introduced a treasury management solution for small and medium-sized businesses (SMBs). Wellspring Institutional is designed to offer finance teams centralized cash visibility, integrated domestic ...

Global business platform Square continues to expand its partner ecosystem and now has almost 1,000 partners in its Square App Marketplace and its Square Specialists directory, the company said in ...