Small Business

A commercial borrower’s finances keep changing after a loan is approved, as invoices are collected, inventory is purchased and payroll comes due. Continuous underwriting brings that activity into the purview of ...

Intuit introduced new and expanded financial intelligence tools designed for the nonprofit, manufacturing and construction sectors, the company said in a Tuesday (Oct. 27) press release. Intuit added these industry-specific, artificial ...

Artificial intelligence is creating a new competitive question for small businesses. What happens when revenue can grow without payroll growing alongside it? The PYMNTS Intelligence report “New Data Shows Small Businesses ...

Small businesses in the United States purchasing overseas want faster payments, lower fees and better exchange rates. Financial providers are combining accounts, currency management and spending services around that activity. The ...

Pay-later provider Klarna launched a new partnership with small business management software company FreshBooks, according to a Wednesday (Oct. 21) news release. The collaboration is designed to bring Klarna’s buy now, ...

FinTech company Mercury added an artificial intelligence-native payroll solution to its offerings so that founders can pay employees and contractors from the account they already use to manage their money, ...

Users of Relay’s small business banking and money management platform have sent over $500 million in cross-border payments through Nium’s global money movement platform since the companies launched their partnership ...

Mastercard has chosen spend management/virtual card FinTech Extend as one of its financial operations platform partners. The collaboration, announced Monday (Oct. 19), is designed to bring new spend and expense management ...

Independent medical practices operate like small businesses, but the financial tools available to them rarely account for how healthcare works. Physicians must manage insurance reimbursements, medical supplies and operating expenses ...

Truist exited its third quarter with higher deposits, continued growth in consumer spending and stable underlying credit quality. An earnings call Friday (Oct. 16) indicated that the new Truist CEO, Mike ...

A small business can have a warehouse full of merchandise, a growing order book and packages moving toward customers, and still struggle to qualify for financing. The problem isn’t that the ...

Running a small business has always meant doing more with less. The owner takes the morning shift, answers customer emails on lunch, reconciles the books at night and handles scheduling ...

Chase is expanding its payroll service to help business clients dealing with cash flow pressures. The new offering, announced Wednesday (Oct. 7), brings Chase Payroll alongside the banking and payment activities ...

FedEx Dataworks, the insights and intelligence subsidiary of FedEx Corp., and Stripe plan to leverage their respective platforms to expand access to financing for small and medium-sized businesses (SMBs), the ...

Credit unions deciding where to put their next technology dollar are getting a different answer from consumers than they might expect. The PYMNTS Intelligence playbook “Credit Union Innovation Readiness: The Rewards ...

Conventional wisdom says large corporations should dominate cross-border payments. They have global banks, treasury teams, negotiated FX rates, sophisticated treasury management system (TMS) platforms and local accounts. But the 2026 payments ...

Visa says it is giving $2 million to support organizations that support small businesses. That commitment from the Visa Foundation is aimed at entrepreneurial support organizations (ESOs) serving small businesses in the U.S., ...

American Express has launched the next generation of Amex Corporate, saying the program offers businesses greater visibility, control and flexibility across all aspects of card spend management. Amex Corporate brings together ...

Big Tech’s social and commerce platforms already dominate the web. Now, they want to help run Main Street. Meta made that ambition explicit Monday (Sept. 28), announcing its new Meta Enterprise ...

U.S. Bank has launched two new small business credit cards that are designed to deliver “straight-forward rewards” on everyday business purchases, the bank said in a Monday (Sept. 28) press ...

Merchant lending has traditionally been built around the sales a platform can see. Multichannel commerce is widening that view. A small- to medium-sized business (SMB) might collect orders through its own ...

Amazon is making fast, free Prime delivery available beyond Amazon.com, giving merchants another way to use the company’s logistics network to compete for online shoppers, according to a Thursday (Sept. ...

The World Cup gave small businesses in host cities a sales bump. That, at least, was a relatively predictable outcome. But findings shared in the September 2026 edition of the ...

Small businesses could give credit unions their next opening for growth, with demand for artificial intelligence financial tools running ahead of consumer interest. The PYMNTS Intelligence report “The Practical AI Opportunity: ...

Embedded payments infrastructure company NMI is expanding its NMI Business Capital service to help more merchants access financing, according to a Wednesday (Sept. 23) press release. “The expansion reflects NMI’s focus ...

Amazon’s next artificial intelligence push for merchants is less about giving sellers better answers than reducing how often they need to ask questions at all. Mary Beth Westmoreland, vice president, Worldwide ...

Accounts payable technology is being judged on how well it connects to the systems businesses already use, giving developers, IT teams and implementation specialists a larger role in payment-platform decisions. The ...

Watch more: Need to Know With Visa’s Sara Craven Small merchants are preparing for a customer who may find them through artificial intelligence before ever visiting their website, app or store. They ...

Small business-focused, artificial intelligence-native benefits brokerage Corridor launched with $25 million in funding, according to a Monday (Sept. 21) press release. The funding is aimed at remedying what Corridor described in ...

Paymob, an Egypt-based FinTech company, raised $35 million in pre-Series C funding, the company said in a Monday (Sept. 21) post on LinkedIn. Paymob said in the post that it will ...

For small businesses, knowing where a customer came from appears to be nearly as valuable as winning the customer in the first place. That’s the clearest takeaway from “The SMB Growth ...

Small businesses are putting a premium on predictability. Across more than 6,000 small and medium-sized enterprises (SMEs) surveyed in 18 countries for Mastercard’s inaugural Dreamonomics report, 68% said they prioritize stability ...

Credit unions have a challenge that is more specific than simply getting members to use their cards more often. The July 2026 edition of “Credit Union Innovation Readiness: Consumers Trust Credit ...

Watch more: PYMNTS On Air With Justin Zhao of Visa Direct and Ran Grushkowsky of MassPay  A small business can find a customer, supplier or contractor halfway around the world in ...

Labor Day finds Main Street approaching the fourth quarter with more ways to sell, get paid and source goods than it had four years ago. It also finds a substantial ...

Watch more: Need to Know With Citadel Credit Union’s Bill Brown Small businesses can be profitable on paper and still find themselves short of cash when payroll, inventory or equipment bills ...

Digital channels gave small and medium-sized businesses more than reach in 2025. They gave those companies a measurable growth edge: Digital-led SMBs were 14 percentage points more likely than store-led ...

When a company sells goods to a buyer overseas, it often has to wait 30, 60 or 90 days to get paid. In the meantime, it needs cash to keep ...

A handful of small businesses have begun using prediction market platforms to hedge risks, Reuters reported Friday (Aug. 28). Companies of this size can’t get help from Wall Street banks in ...

Small businesses increasingly see growth coming from the digital channels that extend their reach without requiring another storefront. The PYMNTS Intelligence report “Why Main Street’s Digital Survivors Are Pulling Ahead: Four ...

Square’s refresh of its Square Credit Card, which was announced last week, is part of parent company Block’s broader strategy to more closely integrate payments, banking, credit and bill management within its ...

A merchant that once represented a stream of transaction fees can now represent a lending relationship, and second-quarter earnings results show payments platforms putting more money behind that proposition. Block and ...

Paysafe added more consumers to its digital wallets in the second quarter, but those additional users did not lift overall wallet volume. According to a second-quarter earnings presentation Thursday (Aug. 13), ...

For small businesses in the United States, the clearest growth opportunities increasingly sit beyond the storefront. “Why Main Street’s Digital Survivors Are Pulling Ahead: Four Years of Small Business Data” drew ...

Small businesses in the United States plan to increase hiring as optimism grows, according to the latest edition of the Small Business Optimism Index released Tuesday (Aug. 11) by the ...