Featured Insights/page/3 news and trends

Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
Digital Identity // January 16, 2026

As financial services firms push deeper into digital channels, identity verification has quietly become one of the most consequential—and most underestimated—forces shaping growth, risk and customer experience. “When ‘Good Enough’ Isn’t Enough: Digital Identity Verification in the Age of Bots and Agents,” a collaboration between...

Payment Declines Hit Gen Z Harder Than Any Other Generation
Checkout Conversion // January 15, 2026

Forget “access denied.” “Payment declined” is Gen Z’s new refrain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Pay by Bank Finds Momentum as Consumers Rethink Cards
Payments Innovation // January 15, 2026

One of the U.S. payments industry’s unfulfilled promises is that bank-to-bank transfers would one day loosen the grip of cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Slow Payouts Are Starting to Cost Banks Consumer Trust
Money Mobility // January 14, 2026

As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a visible signal of reliability, trust and financial control. Disbursement speed is now a defining factor...

Interviews & Exclusives
Regulators Rewrite How Blockchain Gets Built

January 19, 2026
For much of blockchain’s commercial life, regulation functioned as a question mark rather than a framework. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to […]

Payment Declines Hit Gen Z Harder Than Any Other Generation

January 15, 2026
Forget “access denied.” “Payment declined” is Gen Z’s new refrain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Pay by Bank Finds Momentum as Consumers Rethink Cards

January 15, 2026
One of the U.S. payments industry’s unfulfilled promises is that bank-to-bank transfers would one day loosen the grip of cards. Get the Full Story Complete the form to unlock this...

Slow Payouts Are Starting to Cost Banks Consumer Trust

January 14, 2026
As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a...