Payment Declines news and trends

52% of Payment Declines Are Debit Cards
Consumer Insights // February 04, 2025

Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

47% of Retailers Say False Declines Impact Consumer Satisfaction
Checkout Conversion // January 14, 2025

Payment failures are a major challenge for merchants, especially as they expand globally. Consumers expect seamless transactions, and payment declines can lead to abandoned purchases, lost sales and damaged loyalty. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

56% of US Consumers Experienced a False Payment Decline in Last 90 Days
Payments Innovation // October 08, 2024

In an era of evolving consumer preferences, merchants face mounting pressure to streamline payment processes. As payment methods diversify and the costs of transaction processing rise, open payments platforms have emerged as vital tools for merchants and aggregators. Get the Full Story Complete the form...

Overdrafts and the US Consumer: A 2023 Report
Consumer Finance // September 08, 2023

Current economic and financial conditions force consumers to tap overdrafts across income levels and credit personas. One in 5 consumers experienced overdrafts or declined transactions in the last year due to insufficient funds in their bank account. Nearly half of credit marginalized consumers experienced these...

Interviews & Exclusives
52% of Payment Declines Are Debit Cards

February 04, 2025
Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS […]

47% of Retailers Say False Declines Impact Consumer Satisfaction

January 14, 2025
Payment failures are a major challenge for merchants, especially as they expand globally. Consumers expect seamless transactions, and payment declines can lead to abandoned purchases, lost sales and damaged loyalty....

56% of US Consumers Experienced a False Payment Decline in Last 90 Days

October 08, 2024
In an era of evolving consumer preferences, merchants face mounting pressure to streamline payment processes. As payment methods diversify and the costs of transaction processing rise, open payments platforms have...

Rising Decline Rates Increase Merchant Interest in Payments Orchestration

August 02, 2022
Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Quick Reads
Worldpay and Visa Team to Help Merchants Combat Fraud

June 11, 2025
Worldpay is expanding its partnership with Visa to enhance that company’s 3D Secure solution. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS […]