Consumers’ relationships with credit are shaped by various life circumstances, which influence their decisions to enter or leave the credit market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
Nearly 60% of millennials report subprime credit scores, making it harder for them to get credit from traditional sources and build a credit profile. A new PYMNTS report highlights the role of FinTechs in creating new products that balance credit risk with credit-building outcomes.
April 23, 2025
Many consumers without traditional credit cards are more receptive to credit-like products such as store cards and buy now, pay later plans, signaling a potential opening for financial institutions willing to tailor their offerings. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — […]
February 10, 2025
Consumers’ relationships with credit are shaped by various life circumstances, which influence their decisions to enter or leave the credit market. Get the Full Story Complete the form to unlock...
