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The Credit Reset: How Unified Platforms Are Replacing Legacy Lending Infrastructure

Locking In Loyalty: Securing Top-of-Wallet Status in a Changing Economy

Speed vs. Strategy: How Consumers Choose Between BNPL and Card Installments

Split the Bill, Run the Budget: How BNPL Is Rewriting Consumer Spending
Also in Buy Now Pay Later
artificial intelligence
BNPL Providers Aim to Stay in the Checkout as AI Agents Take Over Shopping
Hero image for the March 2026 PYMNTS Intelligence and Paymentology Payments Innovation Tracker. Unified platforms drive credit issuing, helping lenders replace fragmented stacks with cloud-first architecture and credit-native ledgers. Payments Innovation
As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
Klarna financial apps
Klarna Hits 9 Million Daily Users as New Bank Features Take Hold
Sezzle Earnings
Sezzle GMV Surges as Super App Plans Advance
Retail
Installment Payments Come to Luxury Retail as Wealthy Buyers Feel Price Pressures
Buy Now Pay Later
New York Seeks Public Comment on Proposed BNPL Regulations
Buy Now Pay Later
Klarna Expands Share of Big-Ticket Furniture Market via Article
Earnings
Klarna Converts Checkout Traffic Into $13 Billion in Deposits
Earnings
Klarna Hits First $1 Billion Revenue Quarter as Banking Users Double
Earnings
BNPL Firm Zip Shares Hit 11-Year Low on Flat Earnings Forecast
Mobile
Sezzle Debuts Unlimited 5G Mobile Plan to Support Super App Strategy
Apple Pay
Apple Pay Pushes Installments to In-Store Checkout
BNPL
Sezzle and David’s Bridal Tout BNPL to Ease Wedding Cost Stress
Buy Now Pay Later
Lowe’s Teams With Affirm to Build Up BNPL Business
BNPL
14% of Consumers Use BNPL Even After Holiday Spending Surge
BNPL
Klarna Brings Pay Later Options to UK Google Pay Users

PYMNTS DATA


Real-Time Payments World Map - March 2026

Beyond Speed: The Strategic Value of Real-Time Payments

Consumer Wallet Reset: How Amazon Wins Discretionary Spend and Walmart Holds Necessities

The Millennial Money Squeeze: Data Shows Rising Cost Pressures