Credit Card Delinquencies news and trends

Credit Card Delinquencies Crept Up in September Amid Renewed Spending
Credit Cards // October 27, 2024

Consumers spent with confidence last month as retail sales climbed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

US Bancorp Sees Stable Card Delinquencies and Commercial Revenue Boost
Earnings // October 16, 2024

US Bancorp’s latest quarter showed continued growth in card balances, resilience in what it has termed its “differentiated business model” and credit quality metrics that were in line with expectations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Consumer Spending Remains Strong Despite Elevated Inflation
Consumer Finance // July 29, 2024

Consumer spending has remained strong despite elevated inflation, surprising many economists. However, there are concerns about credit card delinquencies and lenders’ net charge-offs, which could indicate whether consumers can keep up with their payments. The Philadelphia Fed reported that balanced-based credit card delinquencies in Q1...

Credit Card Delinquencies Dip Amid Continued Consumer Spending
Credit Cards // April 29, 2024

Credit card delinquency rates fell last month as consumers continued to spend. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Interviews & Exclusives
Inflation-Stressed Consumers Miss Credit Card Payments

February 21, 2023
If missed bill payments indicate consumers’ lacking economic security, we may be in for a bumpy ride.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree […]

Synchrony Q3 Delinquencies Hint at Paycheck-to-Paycheck Consumer Pressures

October 26, 2022
Every earnings season tells a tale. So far the storyline is that consumers remain buoyant, are still willing to open their wallets and wield credit cards to get what they...

Quick Reads
Card Delinquencies Below Pre-COVID Levels

August 17, 2025
Credit card delinquencies among American consumers reportedly crept up slightly last month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

Credit Card Delinquencies Crept Up in September Amid Renewed Spending

October 27, 2024
Consumers spent with confidence last month as retail sales climbed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Consumer Spending Remains Strong Despite Elevated Inflation

July 29, 2024
Consumer spending has remained strong despite elevated inflation, surprising many economists. However, there are concerns about credit card delinquencies and lenders’ net charge-offs, which could indicate whether consumers can keep...

Credit Card Delinquencies Dip Amid Continued Consumer Spending

April 29, 2024
Credit card delinquency rates fell last month as consumers continued to spend. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...