Installments news and trends

Steady Inflation and High Food Prices Push Consumers Toward Installments
Economy // January 13, 2026

The latest inflation data released Tuesday (Jan. 13) suggests a steady pace of inflation overall, but groceries and other essentials continue to rise faster than the headline number and influence how consumers plan and pay for everyday life. Get the Full Story Complete the form...

Cash App Offers Insights Into Lending Decisions, Enables Pay Over Time
Consumer Finance // November 19, 2025

Cash App has announced that it will test a feature that allows users of its money app to see how their choices affect the company’s lending decisions, and a feature that lets its cardholders turn purchases into pay-over-time loans. Get the Full Story Complete the...

Buy Now, Trade Later: Klarna’s IPO Explained
IPO // September 09, 2025

Markets move fast, but FinTech IPOs move faster. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Klarna and Afterpay Keep BNPL Data From Credit Bureaus
Buy Now Pay Later // August 05, 2025

An effort by FICO to include consumers’ buy now, pay later (BNPL) activity in credit scores has reportedly hit a snag. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Interviews & Exclusives
Buy Now, Trade Later: Klarna’s IPO Explained

September 09, 2025
Markets move fast, but FinTech IPOs move faster. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the […]

43% of Consumers Bail on Purchases Without BNPL Option

July 25, 2025
Buy now, pay later (BNPL) options have become deeply embedded in the financial lives of consumers in the United States, influencing everything from daily grocery runs to major appliance purchases....

Affirm Card GMV Jumps 115%, Says It Can Weather ‘Recession Scenario’

May 08, 2025
In its fiscal third quarter, Affirm’s gross merchandise value jumped double digits, all but one spending category showed gains, underscoring the appeal of paying over time, and 1.8 million new...

Splitit Eyes Wallets and Orchestration to Reset Merchant-Customer Dynamics

May 01, 2025
The “What’s Next in Payments” series exploring the dynamic service economy has focused on the evolution of payments companies as they add a range of offerings that once were the...

Quick Reads
Cash App Offers Insights Into Lending Decisions, Enables Pay Over Time

November 19, 2025
Cash App has announced that it will test a feature that allows users of its money app to see how their choices affect the company’s lending decisions, and a feature that lets its cardholders turn purchases into pay-over-time loans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access […]

Klarna and Afterpay Keep BNPL Data From Credit Bureaus

August 05, 2025
An effort by FICO to include consumers’ buy now, pay later (BNPL) activity in credit scores has reportedly hit a snag. Get the Full Story Complete the form to unlock...

Splitit and Antom Partner on Card-Linked Installment Payment Program

July 29, 2025
Splitit and Ant International’s Antom have partnered to enable merchants to offer their customers a card-linked installment payment option. Get the Full Story Complete the form to unlock this article...

Affirm and PGIM Expand Capital Partnership to Support Pay-Over-Time Options

June 18, 2025
Affirm has announced a new revolving pass-through loan sale facility in which PGIM Fixed Income, a Prudential Financial company, will invest up to $3 billion over 36 months by purchasing...