New analysis challenges conventional assumptions about consumer credit reliance, revealing that financial stability — not merely income — is the primary determinant of how consumers use credit, from lifeline necessities to strategic rewards. Get the Full Story Complete the form to unlock this article and...
Klarna is piloting a card that spends like debit but can flip into pay later mode, extending the buy now, pay later (BNPL) model from the checkout screen to the in-store experience. Get the Full Story Complete the form to unlock this article and enjoy...
New York state introduced legislation to provide oversight to the pay later sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....
In its fiscal third quarter, Affirm’s gross merchandise value jumped double digits, all but one spending category showed gains, underscoring the appeal of paying over time, and 1.8 million new consumers transacted within the platform’s growing ecosystem. Get the Full Story Complete the form to...
June 18, 2025
New analysis challenges conventional assumptions about consumer credit reliance, revealing that financial stability — not merely income — is the primary determinant of how consumers use credit, from lifeline necessities to strategic rewards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no […]
May 08, 2025
In its fiscal third quarter, Affirm’s gross merchandise value jumped double digits, all but one spending category showed gains, underscoring the appeal of paying over time, and 1.8 million new...
May 01, 2025
The “What’s Next in Payments” series exploring the dynamic service economy has focused on the evolution of payments companies as they add a range of offerings that once were the...
May 01, 2025
Consumers facing cash flow shortages are more likely to use pay later services compared to their financially stable counterparts, highlighting a divide in payment preferences driven by economic circumstances. Get...
June 18, 2025
Affirm has announced a new revolving pass-through loan sale facility in which PGIM Fixed Income, a Prudential Financial company, will invest up to $3 billion over 36 months by purchasing up to $500 million of Affirm loans at any one time. Get the Full Story Complete the form to unlock this article and enjoy unlimited […]
June 03, 2025
Klarna is piloting a card that spends like debit but can flip into pay later mode, extending the buy now, pay later (BNPL) model from the checkout screen to the...
May 12, 2025
New York state introduced legislation to provide oversight to the pay later sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
April 30, 2025
Buy now, pay later network Affirm is introducing its artificial intelligence-powered platform, AdaptAI, to its merchant partners. Get the Full Story Complete the form to unlock this article and enjoy...
