Pymnts Intelligence/page/45 news and trends

AI Is Ready for Prime Time but the Org Chart Is Not
artificial intelligence // April 10, 2026

Artificial intelligence is doing exactly what it promised. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

38% of Credit Union Members Want BNPL From Their FI
Credit Unions // April 10, 2026

Credit unions have a fresh opening in buy now, pay later (BNPL), and it is less about launching another loan product than helping members make sense of a payment habit that is starting to sprawl. Get the Full Story Complete the form to unlock this...

Consumers Spend Through the Squeeze as Income Slips
Economy // April 09, 2026

Household spending is still advancing, but income isn’t keeping up anymore. The latest economic data and PYMNTS Intelligence reporting show households continuing to transact and absorb higher prices, but with less support from paychecks and more reliance on financial workarounds that don’t necessarily show up...

The Battle for AI Isn’t About Models. It’s About Habits
artificial intelligence // April 09, 2026

Think about how you shop. Not how you used to shop, but how you actually shop now. You probably do most of it on Amazon. Not all of it. You still go to a specialty running store for shoes, to a wine shop for a...

Interviews & Exclusives
AI Is Ready for Prime Time but the Org Chart Is Not

April 10, 2026
Artificial intelligence is doing exactly what it promised. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the […]

38% of Credit Union Members Want BNPL From Their FI

April 10, 2026
Credit unions have a fresh opening in buy now, pay later (BNPL), and it is less about launching another loan product than helping members make sense of a payment habit...

Consumers Spend Through the Squeeze as Income Slips

April 09, 2026
Household spending is still advancing, but income isn’t keeping up anymore. The latest economic data and PYMNTS Intelligence reporting show households continuing to transact and absorb higher prices, but with...

68% of Banks Increase Fraud Defense Spending as Account Takeovers Spike

April 09, 2026
Banks are learning that fraud defense is no longer just about stopping losses after the fact. The bigger shift in the latest data is that many institutions now see fraud...

Quick Reads
Tariffs and Missing Data Push Product Leaders Into Crisis Mode

December 22, 2025
U.S. middle-market companies are making high-stakes decisions with less visibility and less time, as tariffs collide with delayed economic data and cooling demand, forcing product leaders into defensive mode. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Retailers Elevate Embedded Finance as Risk and Complexity Rise

December 22, 2025
Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to a frontline business priority. Get...

Rite Aid Attributes Bankruptcy Return to Empty Shelves, Shopper Trade-Down

May 06, 2025
Rite Aid has claimed in a court filing Tuesday (May 6) that its inability to sustain a successful recovery and its subsequent return to bankruptcy protection is primarily due to...

Gen Z Accounts for Largest Increase in Paycheck-to-Paycheck Consumers

March 14, 2025
Generation Z saw the sharpest increase in the number of people living paycheck to paycheck over the past two years. Get the Full Story Complete the form to unlock this...