The Data Point/page/3 news and trends

98% of US Product Leaders Expect Gen AI to Improve Workflows
artificial intelligence // March 04, 2026

Generative AI is cementing its status as a near-term operating upgrade for U.S. product chiefs, with rising confidence that it can speed work while also improving control in sensitive areas such as security and compliance. Get the Full Story Complete the form to unlock this...

59% of Product Leaders Say Tariffs Are Rewriting Innovation Roadmap
Business // March 03, 2026

What’s next for tariffs is, in a word, uncertain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

52% of Small Businesses Don’t Revolve Their Credit Card Balances
SMBs // March 02, 2026

Small businesses are treating credit cards less like a backup and more like a flexible operating tool, and the way they use them is starting to look surprisingly consumer-like. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
SMBs // February 25, 2026

Small businesses are not just borrowing to survive. They are using credit cards as operating systems, and they are willing to pay for features that make day-to-day cash flow easier to manage. Get the Full Story Complete the form to unlock this article and enjoy...

Interviews & Exclusives
68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems

March 05, 2026
Unauthorized-party fraud has reclaimed center stage, reversing last year’s pattern and reshaping how banks think about risk. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree […]

98% of US Product Leaders Expect Gen AI to Improve Workflows

March 04, 2026
Generative AI is cementing its status as a near-term operating upgrade for U.S. product chiefs, with rising confidence that it can speed work while also improving control in sensitive areas...

59% of Product Leaders Say Tariffs Are Rewriting Innovation Roadmap

March 03, 2026
What’s next for tariffs is, in a word, uncertain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

52% of Small Businesses Don’t Revolve Their Credit Card Balances

March 02, 2026
Small businesses are treating credit cards less like a backup and more like a flexible operating tool, and the way they use them is starting to look surprisingly consumer-like. Get...

Quick Reads
Digital Banks Fill Gaps in Small Business Working Capital Loans

January 17, 2023
As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

56% of Consumers Say Storing Payment Info With Retailers Improves Checkout

November 22, 2022
Manually entering credit card information for each online purchase is such a source of friction and irritation that more than half of consumers are setting their security concerns aside and...

94% of Companies Plan Investments to Digitize Payments and Finance Functions

November 15, 2022
Demand for digitization in the payments and finance areas has reached critical velocity as a new sampling of CFOs shows near unanimous support for additional spending on this technology to...