Here’s the net-net on the pay-later economy: The predictability of paying for purchases over time in fixed monthly installments is appealing to consumers who value the ability to manage their personal cash flow. But what do merchants like about it? As Versatile Credit CEO Ed...
It’s a challenging time at retail — both online and in-store. Merchants are grappling with a volatile economy and the fact that consumers, in at least some cases, are reining in their spending. Get the Full Story Complete the form to unlock this article and...
Banks and corporates by and large showed cautious optimism regarding consumer spending during the first-quarter earnings season. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...
Embedded lending may gain new consideration at the point of sale as cash-strapped consumers grapple with the pain of emergency expenses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
April 08, 2025
Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if […]
March 28, 2025
Here’s the net-net on the pay-later economy: The predictability of paying for purchases over time in fixed monthly installments is appealing to consumers who value the ability to manage their...
July 03, 2024
It’s a challenging time at retail — both online and in-store. Merchants are grappling with a volatile economy and the fact that consumers, in at least some cases, are reining...
May 09, 2024
Banks and corporates by and large showed cautious optimism regarding consumer spending during the first-quarter earnings season. Get the Full Story Complete the form to unlock this article and enjoy...
January 15, 2024
Embedded lending platform Versatile Credit has named a new finance chief and new engineering head. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]
December 19, 2023
Versatile Credit has integrated with Prove Identity to both enhance its fraud screening and streamline its customer onboarding experience. Get the Full Story Complete the form to unlock this article and enjoy unlimited...
December 12, 2023
Intellicheck will provide identity verification services for financing platform Versatile Credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
October 05, 2023
Versatile Credit has partnered with Acima Leasing to offer merchants access to Acima’s lease-to-own (LTO) prequalification feature. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...