Disbursements

The so-called “modern” paper check has been around for centuries. Before the United States ever gained its independence, the Bank of England in 1717 was using pre-printed forms. Fast forward over ...

With policyholders facing more choices, more transparency and fewer switching barriers, insurers are discovering that retention is no longer protected by inertia but earned through performance at the most emotional ...

As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a ...

Digital payments in Latin America are transforming commercial transactions, as faster payment rails originally designed to broaden consumer access increasingly support business-to-business payments and deepen engagement with bank accounts. The region’s instant ...

Liquidity stress in the U.S. economy is no longer a background condition. Instead, it is the mechanism reshaping how different segments experience work, confidence and financial progress. That was the core insight ...

Payments history shows a familiar pattern. Innovations begin as features, become expectations and eventually harden into infrastructure. Credit cards, ACH and online banking all followed this trajectory. Those former innovations can now ...

Payment technology firm Modulr is launching in the United States in partnership with FIS. This collaboration marks Modulr’s first step in bringing its real-time, API-first payment capability to one of the ...

Latin America has captured an outsized share of global attention in recent weeks as geopolitics, elections and monetary pressures sharpen focus on emerging markets. Despite the volatility in the region, however, ...

PYMNTS Intelligence has long spotlighted the value that real-time payments bring to consumer disbursements and emergency use cases. Beyond those use cases, faster funding is steadily becoming part of how ...

Payments are no longer defined by when money is expected to arrive, but by when it actually does arrive. Across banking and enterprise finance, real-time settlement is shifting payments away from ...

In 2025, payments, banking and commerce crossed a quiet but consequential threshold. Technologies that once promised efficiency or differentiation became nonnegotiable foundations, reshaping how money moves, how risk is managed ...

Watch more: Need to Know: i2c’s Marjorie Tart Real-time payments are becoming a baseline expectation in a digital economy where consumers and businesses want money to move instantly, predictably and transparently, ...

Instant payouts are no longer just about speed. They are reshaping how companies and consumers define an ongoing financial relationship. That is the central finding of “Beyond Speed: The Case for ...

When times get tough, payments need to get easier. That was the case in 2025 for cross-border payments. In a year marked by geopolitical uncertainty, supply-chain reconfiguration and persistent pressure on ...

Bitso Business’s stablecoin-powered payments platform is on track to process $82 billion in annualized total payment volume (TPV) this year. The company has also seen growth in local real-time payments in ...

Predictions of a cashless world have circulated for decades, yet physical money continues to anchor daily commerce across much of the globe. Visa’s 2026 outlook highlighted just how large that footprint ...

Construction timelines depend on precision, coordination and confidence, but slow payments continue to undermine all three. Across the industry, contractors report that late disbursements are far more damaging than weather ...

Faster payments are no longer held back by technology or regulation. They are held back by perception. That is the central tension explored in Reality Check: Fact vs. Fiction in Real-Time Payments ...

A new PYMNTS Intelligence report suggests that the most meaningful trend in instant payments is not how fast money moves but how recipient behavior is reshaping the economics of payouts ...

Finance leaders used to joke that accounts payable (AP) was where innovation went to die. Then, seemingly overnight, AP became one of the most aggressively optimized functions in the enterprise. A ...

The Clearing House says its three payment networks achieved record results in November. “The performance across the CHIPS, EPN, and RTP networks in November reflects the strong growth across all types of digital payments and the ...

Cumbuca, a Y Combinator-backed FinTech, is betting that global payment players want into Brazil faster than the licensing process allows. In a Wednesday (Dec. 3) news release, the company said it ...

Change doesn’t happen instantly, even when it comes to instant payments. Nearly a decade after The Clearing House launched the RTP® network, the United States’ first real-time payments network, the promise ...

Many companies have spent the past decade refining customer experiences, yet one component still moves slowly: how fast people can access their money. PYMNTS Intelligence data indicate that while businesses continue ...

Thanksgiving invites a pause, a chance to acknowledge progress in a year that has been unpredictable for consumers and businesses. Across the payments, banking and FinTech sectors, 2025 delivered real advances ...

Corporate payments company Corpay has introduced a solution for U.S. immigration law firms. The new USCIS Navigator tool, announced Monday (Nov. 24) is aimed at providing secure processing for payments to ...

KuCoin Pay now enables Brazilians to convert and spend cryptocurrencies at any merchant that accepts the QR codes of Brazil’s instant payment system, Pix. The capability was enabled by the integration ...

With a little over two years in market, the Federal Reserve’s instant payments platform, the FedNow® Service, is now entering what Chief Product and Relationship Officer Shonda Clay calls its ...

Insurance once sold peace of mind. Today, peace of mind arrives in milliseconds—or not at all. When policyholders file a claim, they are not benchmarking insurers against other carriers. They ...

Real-time payments continue to expand across the globe through several use cases as businesses and households lean into speed. The shift has been visible in markets ranging from Asia to Latin ...

For years, banks have treated real-time payments like an unlocked door. Open too wide and fraud might slip through. But new data show that those fears are misplaced. Real-time payment networks ...

“From Fast to Sticky: Why Instant Payouts Win Repeat Customers,” a collaboration between PYMNTS Intelligence and Ingo Payments, reveals how the speed and affordability of payouts are reshaping customer loyalty. Drawing ...

Watch more: Need to Know: FedNow’s Nick Stanescu The FedNow® Service entered the market in 2023 as the Federal Reserve’s always-on payment network, and its development has not slowed. “Nothing stays still, ...

Watch more: Need to Know: FIS’ Thomas Jerolitsch For decades, liquidity management was an exercise in protection, not optimization. Most treasurers approached it like insurance: unavoidable, useful in a pinch, yet ...

Nuvei has integrated Visa Direct for Account into its global payments platform. The integration lets merchants send funds directly to consumers’ and workers’ bank accounts in eligible countries, Nuvei said in ...

Banking momentum and payments innovation drove another quarter for Fidelity National Information Services (FIS), as artificial intelligence, core modernization and digital expansion continued to reshape its business mix. FIS said in ...

B2B commerce infrastructure platform Balance has a new tool for customers’ artificial intelligence (AI) agents. The Balance Model Context Protocol (MCP) Server, now in beta, lets the AI communicate with Balance’s ...

PNC Bank and Visa have renewed their strategic collaboration and will further expand the immediate payments capabilities the bank offers its treasury management clients. This collaboration enables PNC Bank’s Treasury Management ...

Payments processing FinTech Unlimit says it has integrated Apple Pay transfer capabilities into its platform. This new integration is designed to let retail customers using Unlimit “seamlessly” transfer their fiat funds to eligible Apple Pay ...

In the instant economy, how fast money moves determines how people work, spend and stay loyal. The new “Money Mobility Ecosystem: Meeting Recipient Expectations in the Instant Economy,” a collaboration ...

The Labor Economy is a group of about 60 million essential workers who keep the service and supply systems in the United States moving. Most earn $25 an hour or less, ...

Labor marketplace WorkWhile has launched a free, real-time payment feature for workers on its platform. The launch, announced Monday (Oct. 27), is open to all workers on the Workwhile platform, and ...

Payments firm Alacriti has launched an integration with Visa’s real-time money movement platform Visa Direct. This new integration, announced last week, melds Visa Direct with Alacriti’s Orbipay Payments Hub to offer more complete coverage of faster payments. “Visa Direct ...

Instant payments were once a novelty. Just a faster way to move money. Today, they’re a reflex. New data shows that what began as a convenience is becoming an expectation, with ...

The clock on cash flow is ticking. The countdown to liquidity is defining who wins and who falls behind in the real-time economy. “Time to Cash™: A New Measure of Business ...