Paycheck To Paycheck Report news and trends

Gen Z Consumers Save Nearly 10% of Their Monthly Income
Consumer Finance // May 24, 2024

Generation X consumers, baby boomers and seniors all allocate more than 60% of their monthly incomes to housing, supplies and other regular bills. Generation Z consumers, meanwhile, allot just 47% to those expenses. In fact — according to PYMNTS Intelligence’s recent Paycheck-to-Paycheck Report, “Why 60...

Cash-Strapped Consumers Splurge on Streaming Services
Consumer Insights // April 04, 2024

When consumers facing financial pressures carve out room in their budgets to treat themselves, PYMNTS Intelligence research reveals, it is often to enjoy their favorite movies and series. By the Numbers The “The Nonessential Spending Deep Dive Edition” of the “New Reality Check: The Paycheck-to-Paycheck Report”...

Bad Financial Management Habits Lead 30% of Affluent Consumers to Live Paycheck to Paycheck
Consumer Finance // February 27, 2024

The prices of goods and services will continue to weigh on U.S. consumers’ wallets in 2024. Most consumers still say they live paycheck to paycheck. Overall, 62% of consumers lived this way as of January 2024, down from 60% last year. This increase suggests the...

Paycheck-to-Paycheck Consumers Could Benefit From Capital One/Discover Deal
Consumer Finance // February 23, 2024

In what could be one of the largest acquisitions of the decade, Capital One recently announced it wants to purchase Discover Financial in a deal valued at more than $35 billion. If regulators approve the deal, it will bring together two of the largest U.S....

Interviews & Exclusives
Consumers Change Spending Habits to Ease Monthly Money Squeeze

February 03, 2025
In the face of escalating living costs, it’s immediate survival or bust for many Americans. The latest PYMNTS Intelligence reveals that 65% of consumers are living paycheck to paycheck, with 24% struggling to pay their bills. That’s nearly a quarter of Americans playing an exhausting game of financial whack-a-mole, deciding which bills to pay in […]

Gen Z Consumers Save Nearly 10% of Their Monthly Income

May 24, 2024
Generation X consumers, baby boomers and seniors all allocate more than 60% of their monthly incomes to housing, supplies and other regular bills. Generation Z consumers, meanwhile, allot just 47%...

Nearly Two-Thirds of Struggling Consumers Revolve Credit Card Balances

December 19, 2023
The holiday season has offered little reprieve from the rising prices of goods and services still weighing on consumers’ wallets. Many consumers use credit cards as a cash flow management...

4 in 10 Consumers Plan to Tap Into Savings to Cover Holiday Expenses

November 20, 2023
One month before the start of the holiday season, 60% of consumers lived paycheck to paycheck. Nineteen percent struggle to pay their monthly bills. These shares are virtually unchanged from...