Regulation Z news and trends

CFPB Signals It Will Drop Rule to Treat BNPL Providers Like Credit Card Companies
Regulation // March 27, 2025

The ultimate fate of the Consumer Financial Protection Bureau (CFPB) has yet to be settled, but the past few weeks have seen the CFPB rescind several orders and rules aimed at banks and FinTechs. Get the Full Story Complete the form to unlock this article...

2025 is a Pivotal Year for BNPL as Providers, CFPB Clash Over Regulations
BNPL // January 02, 2025

The Consumer Financial Protection Bureau (CFPB)’s continued push for regulation of buy now, pay later (BNPL) firms offers up a dual-edged sword: The agency’s interpretive rule issued last May further legitimizes short-term installment loans as an increasingly mainstream form of credit. Get the Full Story...

BNPL Trade Group Sues CFPB Over ‘Impossible’ Disclosure Rules
Buy Now Pay Later // October 21, 2024

The suit filed last week seeking to stop a new rule from the Consumer Financial Protection Bureau (CFPB) governing buy now, pay later (BNPL) loans has a number of what, to some observers, might be argued as technicalities. Get the Full Story Complete the form...

CFPB’s FAQs on BNPL Hint at Key Areas of Regulation and Controversy
BNPL // September 20, 2024

Perhaps the most frequently asked question that will come in the wake of the Consumer Financial Protection Bureau’s (CFPB’s) publication of a “frequently asked questions” (FAQs) page pertaining solely to buy now, pay later (BNPL) lenders might be this one: Get the Full Story Complete...

Interviews & Exclusives
BNPL Trade Group Sues CFPB Over ‘Impossible’ Disclosure Rules

October 21, 2024
The suit filed last week seeking to stop a new rule from the Consumer Financial Protection Bureau (CFPB) governing buy now, pay later (BNPL) loans has a number of what, to some observers, might be argued as technicalities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

BNPL Regulation Debate Heats Up as Comment Period Closes

July 31, 2024
Klarna argues for a bespoke regulatory framework, while AARP supports the rule, emphasizing the need for consumer protections as buy now, pay later (BNPL) usage grows among older Americans. Get...

Quick Reads
Pay Later Economy Gets Regulatory Reprieve as CFPB Moves to Rescind BNPL Rule

May 06, 2025
The pay later economy got a big boost late in the day Tuesday (May 6) when the Consumer Financial Protection Bureau (CFPB) announced in a terse, one-paragraph press release that it will rescind the bureau’s earlier proposal to treat buy now, pay later (BNPL) companies like credit card companies and treat BNPL funding as a […]