The Data Point news and trends

72% of Gen Z Feels Financial Strain and Credit Unions See an Opening
Credit Unions // April 01, 2026

A recent PYMNTS Intelligence report suggests that the biggest opening for credit unions with Gen Z may not be basic digital access, but the chance to become a trusted guide for a generation that is comfortable mixing providers, testing new tools and seeking advice from...

50% of Consumers Struggle With Daily Costs as Generations Take Different Paths
Consumer Insights // March 31, 2026

Americans across age groups are feeling the same economic squeeze, but the way they respond is starting to reveal a sharper generational divide. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Gen Z Digital Wallet Use Climbs 21% as Budgets Tighten
Consumer Insights // March 30, 2026

Financial stress is doing more than pushing consumers to hunt for lower prices. It is also changing how they organize purchases, where they shop and which payment tools they trust most when money feels tight. Get the Full Story Complete the form to unlock this...

74% of Embedded Finance Platforms Report Less Fraud
Fraud Prevention // March 27, 2026

A finding from a new PYMNTS security report suggests that the technology expanding fraud risk in business payments may also hold its most promising solution. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Interviews & Exclusives
86% of Companies Say Embedded Finance Boosts Financial Performance

April 02, 2026
A year ago, embedded finance was often framed as a feature. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS […]

72% of Gen Z Feels Financial Strain and Credit Unions See an Opening

April 01, 2026
A recent PYMNTS Intelligence report suggests that the biggest opening for credit unions with Gen Z may not be basic digital access, but the chance to become a trusted guide...

50% of Consumers Struggle With Daily Costs as Generations Take Different Paths

March 31, 2026
Americans across age groups are feeling the same economic squeeze, but the way they respond is starting to reveal a sharper generational divide. Get the Full Story Complete the form...

Gen Z Digital Wallet Use Climbs 21% as Budgets Tighten

March 30, 2026
Financial stress is doing more than pushing consumers to hunt for lower prices. It is also changing how they organize purchases, where they shop and which payment tools they trust...

Quick Reads
Digital Banks Fill Gaps in Small Business Working Capital Loans

January 17, 2023
As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

56% of Consumers Say Storing Payment Info With Retailers Improves Checkout

November 22, 2022
Manually entering credit card information for each online purchase is such a source of friction and irritation that more than half of consumers are setting their security concerns aside and...

94% of Companies Plan Investments to Digitize Payments and Finance Functions

November 15, 2022
Demand for digitization in the payments and finance areas has reached critical velocity as a new sampling of CFOs shows near unanimous support for additional spending on this technology to...