The Data Point news and trends

Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
Loyalty & Rewards // December 22, 2025

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

75% of Retailers See Embedded Finance as a Top Priority
Retail // December 19, 2025

Retailers are no longer treating embedded finance as a checkout enhancement. The data show it is becoming a tool for control over customer relationships, compliance exposure and operational tempo across the retail stack. Get the Full Story Complete the form to unlock this article and...

48% of Goods Producers Turn to AI to Lift Output
artificial intelligence // December 18, 2025

Artificial intelligence is changing jobs faster than companies can reorganize them, and a new set of data shows that the impact is far more uneven and complex than early predictions suggested. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 
CFO // December 15, 2025

A new PYMNTS Intelligence report shows that tariffs are no longer a temporary policy shift. They are now a structural force shaping how America’s middle-market CFOs rethink investment, budgeting and growth plans for 2026.  Get the Full Story Complete the form to unlock this article...

Interviews & Exclusives
Connected Tech Ownership Drives Changes in How Consumers Pay

December 26, 2025
Consumers are not racing to add more devices, but the way those devices shape how people pay is changing steadily and in ways that matter for the future of commerce. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

75% of Retailers See Embedded Finance as a Top Priority

December 19, 2025
Retailers are no longer treating embedded finance as a checkout enhancement. The data show it is becoming a tool for control over customer relationships, compliance exposure and operational tempo across...

75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 

December 15, 2025
A new PYMNTS Intelligence report shows that tariffs are no longer a temporary policy shift. They are now a structural force shaping how America’s middle-market CFOs rethink investment, budgeting and...

Global Wallet Use Rises Nearly 30 Percent In-Store Since 2022

December 12, 2025
An analysis of mobile wallet adoption across 11 major economies shows that the most consequential shift in digital payments is unfolding not in headline growth rates but in the sharp...

Quick Reads
Digital Banks Fill Gaps in Small Business Working Capital Loans

January 17, 2023
As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

56% of Consumers Say Storing Payment Info With Retailers Improves Checkout

November 22, 2022
Manually entering credit card information for each online purchase is such a source of friction and irritation that more than half of consumers are setting their security concerns aside and...

94% of Companies Plan Investments to Digitize Payments and Finance Functions

November 15, 2022
Demand for digitization in the payments and finance areas has reached critical velocity as a new sampling of CFOs shows near unanimous support for additional spending on this technology to...