The Data Point news and trends

Firms Report Improved Financial Performance Linked to Use of Embedded Finance
B2B Payments // February 16, 2026

Embedded finance has evolved beyond a supplementary revenue channel to become the deciding factor between companies that forge lasting customer relationships and those that fall behind, according to new research examining how mid-sized and large firms are deploying financial services within their platforms. Get the...

More Than Half of Banks Plan to Outsource Fraud Detection 
Fraud Prevention // February 13, 2026

The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

70% of Consumers Say Yes to AI Agents for Shopping
artificial intelligence // February 11, 2026

The most revealing signal in the latest PYMNTS Intelligence research is not that consumers are experimenting with agentic AI. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Nearly 3 in 4 Premium Cardholders Used a Card-Linked Offer in the Past Year
Credit Cards // February 10, 2026

Consumers who pay the most for their credit cards turn out to be the ones least likely to ignore them. Just 3.9% of premium cardholders report rarely or never using their high-fee plastic, making them the most loyal segment in the entire credit card market,...

Interviews & Exclusives
14% of Consumers Use BNPL Even After Holiday Spending Surge

February 17, 2026
Buy now, pay later is no longer just a checkout feature. It is becoming a line item in the monthly household budget. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By […]

Firms Report Improved Financial Performance Linked to Use of Embedded Finance

February 16, 2026
Embedded finance has evolved beyond a supplementary revenue channel to become the deciding factor between companies that forge lasting customer relationships and those that fall behind, according to new research...

More Than Half of Banks Plan to Outsource Fraud Detection 

February 13, 2026
The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation. Get the Full Story Complete...

Nearly 3 in 4 Premium Cardholders Used a Card-Linked Offer in the Past Year

February 10, 2026
Consumers who pay the most for their credit cards turn out to be the ones least likely to ignore them. Just 3.9% of premium cardholders report rarely or never using...

Quick Reads
Digital Banks Fill Gaps in Small Business Working Capital Loans

January 17, 2023
As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

56% of Consumers Say Storing Payment Info With Retailers Improves Checkout

November 22, 2022
Manually entering credit card information for each online purchase is such a source of friction and irritation that more than half of consumers are setting their security concerns aside and...

94% of Companies Plan Investments to Digitize Payments and Finance Functions

November 15, 2022
Demand for digitization in the payments and finance areas has reached critical velocity as a new sampling of CFOs shows near unanimous support for additional spending on this technology to...