B2B Payments

The race to bring stablecoins into mainstream business finance faces the challenge of whether treasury departments can process them without dismantling the systems that already manage billions of dollars in ...

Blockchain finance innovation focused so much on using technology to remove intermediaries that it hasn’t yet had time to ask many different questions. One of the more pressing ones, at ...

OpenAI has begun rolling out a new agent in ChatGPT that is designed for work that is more complex than a typical chat request. The new ChatGPT Work can take action ...

French embedded invoice financing platform Aria has raised $283 million, much of it in debt. The company on Thursday (July 9) announced it had raised $8 million in a Series A extension and ...

Axos Financial subsidiary Axos Nevada Holding plans to acquire Arc Technologies to expand Axos’ artificial intelligence capabilities and enhance its ability to serve small businesses across the United States. The companies ...

Three years after the Federal Reserve launched the FedNow® Service, the instant payment infrastructure serves 1,800 financial institutions, including seven of the 10 largest banks, and reaches over half of ...

Block will pay $45 million to settle allegations from 46 states that the company misled consumers about the safety of its peer-to-peer payments app, Cash App, and failed to provide the fraud protection and ...

The Federal Reserve confirmed this month that digital payments are winning the modernization battle against paper-based ones. For finance teams participating in the ecosystem’s ongoing transformation, however, that’s no longer the ...

Global financial messaging platform Swift says its blockchain-based ledger is ready for use. Seventeen banks are preparing live pilot transactions on the ledger, which supports 24/7 cross-border payments with tokenized deposits, Swift announced Thursday (July ...

Nium has acquired Cypher to further develop Nium as the core infrastructure layer for compliant money movement and value exchange that bridges fiat and digital assets. The acquisition brings together Nium’s ...

Federal securities regulators are exploring ways to encourage more companies to go public. To that end, the Securities and Exchange Commission’s Small Business Capital Formation Advisory Committee said it will hold ...

A payments company owned by Trump family cryptocurrency firm World Liberty Financial is up for sale, The Wall Street Journal reported Wednesday (July 8). AI Financial is in discussions to sell ...

Artificial intelligence (AI) agents have arrived, but who is using them across commerce? The software-driven autonomous transaction solutions are adding a new layer to the payments stack, but the marketplace ...

JPMorganChase is focusing on smaller companies as it expands its investment banking operations. The banking giant is launching a small-cap investment banking (SCIB) business, expanding its mid-cap investment banking (MCIB) unit, ...

U.S. Bank has introduced a tool to help small businesses move money faster. Enhanced Payments, announced Wednesday (July 8), is offered through the bank’s mobile app and online banking platform and designed ...

On June 30, an independent company called Open Standard launched a dollar stablecoin, Open USD, and 140 of the biggest names in money signed on. Visa. Mastercard. BlackRock. BNY. Coinbase. ...

The Federal Reserve Board plans to amend its requirements for banks to maintain anti-money laundering (AML) programs to, among other things, require them to focus their AML resources based on ...

Meta has begun rolling out an image generation model available in Meta AI. Muse Image is the first such model developed by Meta Superintelligence Labs, the company said in a Tuesday (July 7) press ...

The old question in B2B logistics was simple: How fast can the shipment get there? The new question is more complicated. And it centers on what the shipment can tell a ...

Payments friction has acquired a price tag. For many finance leaders, delays caused by fraud controls, manual reviews and disconnected payments systems are not confined to mere operational headaches. They now ...

Bank transfers and electronic payments from Saudi Arabia to the United Arab Emirates are in some cases being blocked, while those going through other corridors are operating as usual, Bloomberg ...

Watch more: The Digital Shift With Sunlight’s Guy Ziv The consumer version of agentic commerce imagines an agent that knows what a person wants to buy. The B2B version has a ...

Earned wage access has largely solved the question of availability. The remaining challenge is persuading workers that it deserves a place in their regular financial lives. That distinction emerges from the ...

Watch more: Need to Know With Capital One’s Shena Ashley For America’s small business owners, optimism and caution are no longer opposing forces. They are operating simultaneously. Even as inflation pressures persist, ...

Some of the biggest U.S. banks are exploring a deal that could reshape the economics of debit cards, reopen one of payments’ fiercest policy fights and give large issuers a ...

FinTechs are treating banking licenses as strategic infrastructure. Klarna’s decision to apply to establish Klarna Bank USA, a Utah-chartered industrial bank, illustrates that shift. The Swedish company filed applications with both ...

Digital assets began with the idea that trust could be engineered out of the system. The current regulatory trajectory in the U.S. now suggests something different. Two new legal developments, one ...

New data shows supply chain pressures abating following a four-year high earlier in the year. The Federal Reserve Bank of New York’s Global Supply Chain Pressure Index moved to 1.25 from ...

The European Central Bank’s payment system has experienced two outages in one week. The bank’s T2 system suffered an outage early Monday (July 6) delaying settlement in euros and Danish crowns, according ...

The money for artificial intelligence companies is in enterprise, but the challenge isn’t building the model. It’s getting it to work inside a company that wasn’t designed for it. AI model ...

Cash visibility is largely a solved problem, at least for finance teams on the cutting edge. Dashboards, bank connectivity, treasury management systems and account rationalization projects now give chief financial officers ...

Predictions about artificial intelligence-related job losses are switching from apocalyptic to optimistic, The Wall Street Journal reported Monday (July 6). Attitudes among tech CEOs about AI’s impact on the labor force ...

Watch more: How Banks Build Trust in AI Agents Enterprise AI has spent the last two years proving it can summarize documents, answer questions and automate repetitive work. Banking has spent ...

Real-time money movement is beginning to alter the expectations surrounding healthcare and HR benefits where reimbursement timing and payout clarity have long been sources of frustration for employers and participants ...

Real-time B2B payments may not be losing to skepticism. They are losing, for now, to payment systems that work just well enough. That is one of the more useful takeaways from ...

For small businesses buying goods overseas, choosing a payment provider is becoming less about habit and more about finding the right tool for the job. The PYMNTS Intelligence report “The Cross-Border ...

PayPal said Thursday (July 2) that it has secured a seat at the table to influence the future of payments in Europe by joining the European Payments Council (EPC). EPC brings together organizations ...

In a winner-take-most market, firms typically want to be the ones winning and taking the most. Stable coins are shaping up to be exactly that kind of market. On Wednesday (July ...

Microsoft will spend $2.5 billion on a new unit aimed at helping its customers implement artificial intelligence (AI). The Microsoft Frontier Company, announced Thursday (July 2), will also embed 6,000 industry ...

Regions Bank parent company Regions Financial Corp. has expanded its services by acquiring The Frazer Lanier Company, a Montgomery, Alabama-based full-service investment banking firm specializing in municipal and corporate securities. Regions ...

With Illinois’ new tax on crypto set to become effective on Jan. 1, 2027, brokers with any Illinois exposure should prepare for registration now and review their recordkeeping, law firm ...

Corporate cash used to be judged by its presence. The more liquidity a company had, the safer it looked, and that logic still matters, particularly in a market shaped by interest-rate ...

Swift is working with four U.K. banking giants to improve cross-border consumer payments. The initiative, announced Thursday (July 2), sees the global messaging network teaming with Barclays, HSBC, Lloyds and NatWest to improve international retail transfers. “This framework represents an ...

Real-time payments in South America have moved well beyond proof of concept. They’re becoming the financial backbone of entire economies, and the numbers speak for themselves. The evidence starts with Brazil’s ...

Watch more: The Digital Shift With Galileo’s Prashant Shah For years, core banking systems were viewed as essential but largely invisible infrastructure. They maintained account balances, processed deposits and withdrawals, and ...