B2B Payments

Procurement functions are rapidly shifting from manual, paper-based workflows to artificial intelligence-driven systems that speed execution and surface deeper commercial insights. According to research quoted by Oracle, AI can reduce ...

Healthcare procurement is dull by design. Buy what’s needed, stock a little extra, pay the bills later, repeat. Cost control meant negotiating harder with suppliers, not rethinking the system itself. It ...

Bank of America’s fourth-quarter results underscored how deeply digital engagement, automation and artificial intelligence are now embedded in the company’s operating model against a backdrop where consumer spending settles into ...

Wells Fargo is seeing early results of its efforts to grow after the Federal Reserve removed an asset cap it imposed on the bank in 2018 after an account-opening scandal. The ...

Invoice-to-pay automation provider Edenred Pay has joined forces with business payments/cash management company Bottomline. The collaboration, announced Wednesday (Jan. 14), will see the companies integrate Bottomline’s payment network Paymode into the ...

Indiana-based Citizens State Bank will leverage MANTL’s omnichannel account opening products as it works to transform its retail and business deposit account opening experience. The bank plans to start with MANTL’s ...

While investment banking and wealth management traditionally take the financial services spotlight, the infrastructure layer of global finance is becoming increasingly central to banks’ growth strategies. While Citigroup CEO Jane Fraser ...

Ripple says it has secured an electronic money institution license in Luxembourg. The cryptocurrency company announced the approval Wednesday (Jan. 14), calling it a “significant step” in its effort to expand its cross-border payment ...

Pakistan signed a stablecoin deal with a company connected to the Trump family’s cryptocurrency firm. The deal will explore the use of World Liberty Financial’s (WLF) stablecoin for cross-border payments, Reuters ...

Amazon is reportedly seeking reduced prices from its suppliers as it deals with tariffs. The eCommerce giant has asked for discounts from suppliers of up to 30%, the Financial Times (FT) ...

As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a ...

Card programs have become tools in modern payments, enabling banks, FinTechs and non-financial brands to extend financial services, deepen customer relationships and unlock new revenue streams. However, as their reach expands, ...

For years, artificial intelligence (AI) has been pitched to finance leaders as a faster way to do what they already do: close the books, reconcile accounts, forecast cash, and manage ...

Global financial services company BNY is focusing on digital assets and other new products and solutions as one of its four strategic priorities. The other strategic priorities are serving its clients as ...

JPMorgan Chase’s fourth-quarter 2025 earnings results, released before the market opened Tuesday (Jan. 13), reflect a bank preparing to spend more through 2026, with technology, artificial intelligence and payments infrastructure ...

U.S. Bancorp plans to accelerate the growth of its capital markets business by acquiring BTIG. The planned acquisition of BTIG, a financial services firm specializing in investment banking, institutional sales and ...

Despite concerns about taxes and supply chains, American small business owners are optimistic about 2026. That’s according to the latest monthly findings from the National Federation of Independent Business (NFIB), released Tuesday (Jan. 13) and ...

HSBC has launched a United Arab Emirates (UAE) asset management business that it said will play a key role in its Middle East, North Africa and Turkey (MENAT) wealth franchise. The ...

Digital payments in Latin America are transforming commercial transactions, as faster payment rails originally designed to broaden consumer access increasingly support business-to-business payments and deepen engagement with bank accounts. The region’s instant ...

The B2B payments playbook has historically revolved around winning on cost. This made the landscape, in many ways, relatively transactional and adversarial. Buyers wanted the lowest cost per transaction; providers competed ...

Financial technology company FIS has introduced its first agentic commerce offering. FIS says this new tool, announced Monday (Jan. 12), is the first to allow banks to “safely and securely” conduct ...

Global digital payments provider Checkout.com secured approval for a Georgia bank charter. The approval for its Merchant Acquirer Limited Purpose Bank (MALPB) charter from the Georgia Department of Banking and Finance ...

When small- to medium-sized businesses (SMBs) fail, the postmortem can often fixate on a single cause. With corporate bankruptcies, including those for SMBs, hitting a 15-year high during 2025 according to ...

Obol will begin offering its artificial intelligence-driven cash flow management platform in Australia in February. The company began accepting pre-release sign-ups from Australian businesses Monday (Jan. 12), it said in a ...

“Your margin is my opportunity” was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins get attacked, but who gets ...

The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and Canada are rethinking working capital ...

The CFO’s mandate has traditionally been to optimize within existing systems. Finance chiefs manage costs, allocate capital, forecast with increasing precision and ensure their company delivers predictable performance quarter after ...

The U.S. Treasury is investigating what it calls “rampant benefits fraud” in Minnesota. As part of this effort, the department’s Financial Crimes Enforcement Network (FinCEN) has notified some businesses that they ...

Ripple received permissions that allow it to scale Ripple Payments, its cross-border payment solution that uses digital assets, in the United Kingdom. The permissions include approval of Ripple’s electronic money institution ...

This January is crunch time for the Senate on cryptocurrency market regulation efforts. After years of fits and starts on Capitol Hill, including key wins like the stablecoin-focused GENIUS Act, two ...

Allianz plans to deploy artificial intelligence (AI) throughout its insurance business around the world with the help of Anthropic. The financial services provider and the AI startup have formed a global ...

In 2026, the Labor Economy becomes one of the most important sources of economic growth — not despite automation, but because of it. As intelligence scales, demand accelerates for human ...

B2B platforms are discovering that embedded finance is becoming less a feature add-on and more a structural lever for how they grow revenue, deepen customer relationships and compete at scale. That ...

Payments history shows a familiar pattern. Innovations begin as features, become expectations and eventually harden into infrastructure. Credit cards, ACH and online banking all followed this trajectory. Those former innovations can now ...

Snowflake plans to acquire Observe to deliver artificial intelligence-powered observability that is built on open standards and designed for the requirements of AI-driven enterprises. The companies signed a definitive agreement for ...

Insurance fraud has always been a cost of doing business. What has changed is the speed, scale and sophistication with which it can now be committed. Deepfakes, synthetic voice technology ...

A regulatory decision on Google’s largest ever acquisition could be weeks away. European competition regulators will decide by Feb. 10 whether to allow the company’s $32 billion acquisition of cybersecurity provider Wiz, according ...

For years, checkout has been consumer commerce’s single gravitational center. Innovations from one-click purchasing, digital wallets, autofill, all the way to buy now, pay later have been designed to compress friction ...

HSBC reportedly agreed to pay 268 million euros (about $312.9 million) to French tax authorities to settle charges of tax fraud. French prosecutors alleged that between 2014 and 2019, the bank’s ...

In 2026, Buy Now, Pay Later stops being a checkout feature and becomes working capital for the modern middle class, replacing overdraft and late fees as the default way paycheck-to-paycheck ...

When suppliers know payments will arrive on time and exceptions will be resolved swiftly, trust grows. The reason? It’s because, historically, the accounts payable (AP) function for many enterprise buyers has ...

The most telling signal in the latest PYMNTS Intelligence research is not how fast embedded finance is spreading, but how decisively companies are stepping away from building it themselves.  That conclusion anchors “Buy, Don’t ...

KeyBank will reportedly pay $7.77 million to settle allegations that it sought forgiveness for fraudulent loans from the pandemic-era Paycheck Protection Program (PPP). The settlement involved nearly $6 million of Small ...

The users of FreshBooks’ small business management software can now access Kick’s automated bookkeeping capabilities. This offer results from a new strategic partnership of FreshBooks and Kick, which is a bookkeeping ...

Biller Genie raised $22 million in a Series B funding round to expand its cloud-based accounts receivable (AR) automation platform for small and medium-sized businesses (SMBs). The company will use the ...