Working capital is just about protecting the downside. As volatility reshapes supply chains and access to capital, a widening gap is emerging between finance leaders who can move liquidity in real time and those who cannot. The “2025–2026 Growth Corporates Working Capital Index: How 1,457 Global CFOs and Treasurers Use Working Capital to Grow Their Businesses,” a PYMNTS Intelligence report commissioned by Visa, reveals how CFOs are turning cash, cards and data into a system built to act before opportunity passes them by.
PDF | Inside the January 2026 Report
“Prompt Economy™: When Bots Are the Customer,” a collaboration between PYMNTS Intelligence and Visa, shows that bots aren’t just browsing anymore. They’re buying. As AI assistants like Rufus and Sparky start to shop, compare and check out on consumers’ behalf, the rules of digital commerce are being rewritten in real time. Download your copy now.
PDF | Inside the October 2025 Report
What happens when a simple request becomes a done deal? PYMNTS Intelligence, in collaboration with Visa, dives into the rise of agentic AI in “The Prompt Economy™: How AI Agents Turn Conversation into Commerce.” Where prompts replace buy buttons and commerce moves at the speed of a conversation.
PDF | Inside the August 2025 Report
Decision makers at major businesses already know that artificial intelligence can deliver value. Skepticism among leaders at enterprises (companies with $1 billion or more in annual revenue) has basically evaporated. Now new data points to the next obstacle: an organization’s internal readiness. The latest edition of the PYMNTS Intelligence Enterprise...
HTML | Inside the April 2026 Report
More Americans are now using artificial intelligence in their everyday lives, and usage is becoming more regular, increasingly mobile and more closely tied to dedicated apps. The latest PYMNTS Intelligence data shows a market moving from trial to habit as consumers make AI part of daily routines. Consumer AI Usage...
HTML | Inside the March 2026 Report
On a recent Saturday morning, a typical American consumer we’ll call Maya had a familiar problem. She had a vacation flight to book, a household budget to organize and a nagging sense she should “eat healthier.” A year ago, Maya would have opened a Google browser on her desktop, bounced...
HTML | Inside the March 2026 Report
