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Unboxing Gifts for the Pet Who Tolerates You
Retail
Unboxing Gifts for the Pet Who Tolerates You
Fed Finds 4% Increase in Consumers Revolving Card Balances

Consumer Insights
Fed Finds 4% Increase in Consumers Revolving Card Balances
To Own or Outsource? Directions in Payment Program Strategy

Payments Innovation
To Own or Outsource? Directions in Payment Program Strategy
America’s Generations Confront the New Pocketbook Crunch

Consumer Finance
America’s Generations Confront the New Pocketbook Crunch
Banks Lose Millions as Outdated Billing Drains the Bottom Line

Banking
Banks Lose Millions as Outdated Billing Drains the Bottom Line
48% Usage Gap Shows Why Virtual Cards Still Lag Adoption

B2B Payments
48% Usage Gap Shows Why Virtual Cards Still Lag Adoption
Prometeo Debuts Ownership-Check Feature for ACH Payments

API
Prometeo Debuts Ownership-Check Feature for ACH Payments

News & Trends

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Featured Insights


America’s Generations Confront the New Pocketbook Crunch
2025 State of Fraud and Financial Crime in the United States - December 2025
Black Friday on a Budget: How Discipline and Deals Shaped Holiday Shopping in 2025
Healthcare on Hold: Why 1 in 4 Gen Z Consumers Skip the Doctor

Antitrust & Competition Policy


Florida Governor DeSantis Pitches AI Bill of Rights for Residents and Local Governments CFTC Gives Formal Blessing to Spot Trading of Crypto on Registered Exchange Gatekeeper Professions Struggle to Reconcile Data-Protection Obligations With Expanding AML Demands Fed’s Bowman Pushes New Rules for Banks and Stablecoin Issuers
COMPETITION POLICY INTERNATIONAL

Artificial Intelligence

Apple's AI Troubles Open Opportunities for China's Smartphone Sector
Apple's Executive Exits Could Include Hardware Chief
Stitch Fix Says AI Images Support Growth as Customers Share Them 
Senate Bill Aims to Gather Data About AI’s Impact on Workforce
MORE IN ARTIFICIAL INTELLIGENCE

Editor's Picks

Fed Finds 4% Increase in Consumers Revolving Card Balances
Albertsons Rolls Out Agentic AI for End-to-End Grocery Tasks
Lawmakers Propose Support Measures to Help Main Street Adopt AI
MORE IN EDITOR'S PICKS

Data Point

80% of Banks Acknowledge Billing Shortfalls
Only 36 Percent of Gig Platforms Make Payouts Instant
21% of Consumers Turn to Remote Urgent Care
60% of Debit Cardholders Turn Direct Deposit Into Loyalty
MORE IN DATA POINT

B2B PAYMENTS

Senate Bill Aims to Gather Data About AI’s Impact on Workforce
Anthropic CEO: Why the Enterprise Long Game Beats the AI Hype Cycle
Stripe Acquires Metronome to Enhance Usage-Based Pricing for AI
To Own or Outsource? Directions in Payment Program Strategy
MORE IN B2B PAYMENTS

RETAIL

Unboxing Gifts for the Pet Who Tolerates You
Fed Finds 4% Increase in Consumers Revolving Card Balances
Target Says Shifting Order Fulfillment to Slower Stores Speeds Delivery and Reduces Costs
Job Cuts Climb as Labor Economy Workforce Trades Down
MORE IN RETAIL

Grocery

GrubMarket Acquires Procurant to Bolster Fresh Food Supply Chains
Ahold Delhaize Completes Rollout of eCommerce Platform by Adding Hannaford Brand
Airbnb Experiments With Instacart Grocery Deliveries to Guests
Consumers Keep Filling Carts as Instacart Expands Its Grocery Tech Reach
MORE IN GROCERY

Restaurants

Digital Tipping Keeps Employees Loyal as Restaurants Battle Labor Gaps
Paycheck-to-Paycheck Strain Sharpens Retail and QSR Spending Gap
QSRs Turn to AI to Drive Efficiency, Personalization and Predictive Operations
McDonald’s Tells Operators That Consumers Increasingly Seek Value
MORE IN RESTAURANTS

Healthcare

Healthcare AI Shifts Focus From Diagnosis to Workflow
America’s Generations Confront the New Pocketbook Crunch
Healthcare on Hold: Why 1 in 4 Gen Z Consumers Skip the Doctor
Luma Bets on AI Sending Pen-and-Paper Healthcare to the Recycling Bin
MORE IN HEALTHCARE

Upcoming events

FEATURED
CHNGNetwork
May 5–6, 2026
How the Emerging Enterprise Business Is Accelerating Time To Cash
December 9, 2025
Modernizing Payments: How AWS and Form3 Are Re-Architecting for Speed, Scale and Security
December 15, 2025
Recurring Billing, Rebuilt
December 18, 2025
MORE IN UPCOMING EVENTS

Exclusive Clips

AI Fraudsters Crash Identity Systems Built for Yesterday
AI Gives Main Street the Power to Play Like the Fortune 500
Bank of America: Modern Workers Expect ‘Effortless’ Mobile-First Card Experience
Embedded Payments Pull Real-Time Adoption Forward
MORE IN EXCLUSIVE CLIPS

Newswire Announcements

Statrys launches in Singapore, elevating how SMEs handle international payments
MORE IN NEWSWIRE ANNOUNCEMENTS

Karen Webster


artificial intelligence
The Creative Destruction and Rebuild of the Payments Business Model
The Labor Economy Becomes the Innovation Economy
Why 30 Million US Consumers No Longer Search.
The BNPL Story Everyone's Getting Wrong
How Time Became the Next Great Asset Class
Gen AI: The Technology That Broke the Adoption Curve
The Rise of AI Agents and the Fall of Digital Wallets

Latest Trackers®

Payment program management explores how firms balance control, compliance and speed to scale card programs through various models.
Payments Innovation
To Own or Outsource? Directions in Payment Program Strategy
Smarter Spend: AI-Powered AP for Data-Based Decision-Making
Business at Risk: How Credit Unions Can Attract—and Keep—SMB Members
Agents of Change: How Agentic AI Is Redefining Commerce
MORE IN LATEST TRACKERS®

Studies


Active Study
2025 State of Fraud and Financial Crime in the United States - December 2025
Black Friday on a Budget: How Discipline and Deals Shaped Holiday Shopping in 2025
Healthcare on Hold: Why 1 in 4 Gen Z Consumers Skip the Doctor
Credit Card Installments Outrun BNPL in Summer Travel Surge
MORE IN STUDIES

Regulations


CFPB
CFPB Workers in Limbo Following New White House Cutbacks
European Commission Fines X $140M, Alleging Digital Services Act Violations
CFTC Says Listed Spot Crypto Products Will Begin Trading in Regulated Markets
Citadel Under Attack for SEC Comments on Crypto Rules
European Central Bank to Propose Ways to Streamline Regulations
MORE IN REGULATIONS

Connected Economy

CHNGnetwork
Connected Economy
CHNGNetwork: Where the Next Version of the Economy Is Being Written
The Prompt Economy Has Arrived. Now Comes the Hard Part
i2c Certified by Visa as First Global Issuer Processor for Click to Pay
JPMorgan, Citi Lead 1.9% CE 100 Gain With Tokenization Push
MORE IN CONNECTED ECONOMY

SMB

48% Usage Gap Shows Why Virtual Cards Still Lag Adoption
B2B Payments
48% Usage Gap Shows Why Virtual Cards Still Lag Adoption
AI Gives Main Street the Power to Play Like the Fortune 500
Personal Credit Carries the Weight When SMBs Face Surprises
Mastercard Uses Network Data to Speed Credit Decisions
Tariffs Bring Small Businesses Tough Choices for the Holidays
MORE IN SMB

Markets


artificial intelligence
Stitch Fix Says AI Images Support Growth as Customers Share Them 
CEO Says Dollar General Is in ‘Second Inning’ of Digital Journey
RBC Expects to Gain Over $700 Million of Enterprise Value From AI
Dollar Tree Earnings Show Big Wins With High-Income Value Shoppers
MORE IN MARKETS

Cryptocurrency


Digital Banking
SoFi Aims to Raise $1.5 Billion to Fund Additional Business Opportunities
Prediction Market Polymarket Begins Rolling Out US App
CFTC Says Listed Spot Crypto Products Will Begin Trading in Regulated Markets
Citadel Under Attack for SEC Comments on Crypto Rules
MORE IN CRYPTOCURRENCY

Banking


Bank Regulation
OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance
Banks Lose Millions as Outdated Billing Drains the Bottom Line
N3XT Launches Blockchain-Powered Bank Focused on B2B Payments
TD Bank Group Implemented 75 AI Use Cases in 2025
MORE IN BANKING

TechREG®

Congress, House of Representatives
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
MORE IN TECHREG®
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