Pymnts News news and trends

Adobe Plans Outcome-Based Pricing for New AI Product Suite
artificial intelligence // April 21, 2026

Adobe plans to use outcome-based pricing for its new suite of artificial intelligence (AI) products called Adobe CX Enterprise, The Information reported Tuesday (April 21), citing its interview with Adobe President Anil Chakravarthy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

UnitedHealth Spends $1.5 Billion on AI and Wants Double Back
Healthcare // April 21, 2026

UnitedHealth Group is processing 500 million transactions this year through Optum Real, an artificial intelligence-first claims and reimbursement platform. By year end, that number is expected to hit 2.5 billion. That volume already puts Optum Real among the highest-throughput transaction platforms in American healthcare —...

MiCA Forces Crypto Firms to Get Licensed or Get Out
Cryptocurrency // April 21, 2026

Europe’s Markets in Crypto-Assets regulation (MiCA) was never designed to be subtle. Born as a sweeping attempt to impose order on a fast-moving, often opaque crypto sector, it put stablecoins squarely at the center of its ambitions. Get the Full Story Complete the form to...

Prediction Market Kalshi Targets Crypto Perpetuals
Bitcoin // April 21, 2026

Kalshi plans to expand beyond prediction markets and enter the crypto market by adding perpetual futures on bitcoin and other crypto tokens in the United States, The Information reported Tuesday (April 21), citing unnamed sources. Get the Full Story Complete the form to unlock this article and enjoy...

Interviews & Exclusives
Why Community Bank Accounts Must Pass the ‘Everyday Test’

April 21, 2026
There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s one test community banks might have pushed down on the list. It’s the “everyday test” and it’s the central issue facing community banks today. Get the Full Story Complete the […]

The Concierge Model Comes to Bill Pay

April 21, 2026
Watch more: Need to Know With Christine Weber of Paymentus Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Why AI Needs the Right Humans in the Loop

April 21, 2026
Humans are the most critical link in AI governance, Trulioo Chief Risk and Strategy Officer Chad Gerhardstein writes in a new PYMNTS eBook, “AI Runs Payments. Governance Decides What Happens...

37% of Businesses Say Instant Payments Strengthen Security

April 21, 2026
For many businesses, the story around instant payments may be shifting from fear to familiarity. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Quick Reads
Google Embeds AI Into Chrome for 3.5 Billion Users

April 21, 2026
Google has embedded two new artificial intelligence (AI) features into Chrome, putting Gemini inside the purchase journey before shoppers reach a buying decision. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

Adobe Plans Outcome-Based Pricing for New AI Product Suite

April 21, 2026
Adobe plans to use outcome-based pricing for its new suite of artificial intelligence (AI) products called Adobe CX Enterprise, The Information reported Tuesday (April 21), citing its interview with Adobe President Anil Chakravarthy. Get...

Prediction Market Kalshi Targets Crypto Perpetuals

April 21, 2026
Kalshi plans to expand beyond prediction markets and enter the crypto market by adding perpetual futures on bitcoin and other crypto tokens in the United States, The Information reported Tuesday (April 21), citing...

New York Sues Coinbase and Gemini Over Prediction Markets

April 21, 2026
New York sued Coinbase and Gemini Titan Tuesday (April 21), alleging that the companies’ prediction market platforms are illegal, unlicensed gambling operations. Get the Full Story Complete the form to...