Underwriting news and trends

AI’s Move From Banking Back Offices to Balance Sheets Warrants Caution
artificial intelligence // October 20, 2025

Technology and data are changing the face of credit and in particular, the underwriting of that credit. AI is proving to be, and will continue to be, part of that transformation. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Earnings Season Finds AI Edge in Lending
artificial intelligence // May 21, 2025

Anywhere you looked, from mid-April to this week, as earnings season stretched out over the weeks, it was impossible not to hear and read about the impact of artificial intelligence (AI). Get the Full Story Complete the form to unlock this article and enjoy unlimited...

AI Copilots Give Commercial Insurance a Long-Overdue Makeover
Insurance // March 06, 2025

The commercial insurance industry, an economic linchpin valued in the hundreds of billions, has long been bogged down by antiquated, paper-based processes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Pipe CEO Says Business Card Product Shifts Small Business Capital From Banks to Software Platforms
Digital Banking // October 28, 2024

Banks used to be the only game in town for small businesses looking to set up an account, get credit and hear advice about managing their cash flow.   Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Interviews & Exclusives
AI Copilots Give Commercial Insurance a Long-Overdue Makeover

March 06, 2025
The commercial insurance industry, an economic linchpin valued in the hundreds of billions, has long been bogged down by antiquated, paper-based processes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By […]

Pipe Aims $100 Million at Embedding Working Capital Solutions Into Business Software

June 11, 2024
The most valuable solution is the one that is there when you need it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Why Lenders Should Stop Asking Small Businesses for 36 Months of Bank Statements

June 01, 2023
Small businesses are the backbone of the economy, providing jobs and driving innovation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Data Markets Take Guesswork Out of Credit Decisions

May 17, 2023
In today’s challenging macroclimate, many companies are losing resources.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Quick Reads
Capitol Hill Confronts AI’s Growing Grip on Financial Services

December 10, 2025
Artificial intelligence (AI) has moved rapidly into every corner of the economy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

Amount Debuts AI Policy Optimizer for Risk Assessment, Credit Underwriting

October 24, 2024
Credit underwriting strategy can be an untapped competitive advantage for lenders. It turns out analytics can be used to automate and improve that too. Get the Full Story Complete the...

Neobank Dave Attributes Best-Ever Credit Performance to AI-Driven Underwriting Engine

May 07, 2024
Neobank Dave said it improved its credit performance over the past year with the use of artificial intelligence (AI). Get the Full Story Complete the form to unlock this article and...

Nuvo Adds Equifax Credit Reports to Trade Credit Management Platform

April 25, 2024
Nuvo has added business credit reports and business principal credit reports from Equifax to its trade credit management platform for B2B sellers. Get the Full Story Complete the form to...