Digital Identity

The internet had native formats for video, audio and files. It did not have one for money. Stablecoins changed that. They represent the equivalent of internet-native dollars that move like ...

A Wednesday (April 22) hearing on sanctions and illicit finance placed the machinery of anti-money laundering (AML) under scrutiny, as lawmakers and Treasury officials examined whether existing frameworks are keeping ...

AI training feedback startup Mercor is reportedly facing legal action following a data breach. The $10 billion company, which has worked with the likes of Meta, has been served with at least seven class-action ...

Watch more: Need to Know With Entersekt’s Schalk Nolte Banks are confronting a difficult reality: the one-time password, once treated as a reliable safeguard, is no longer sufficient to protect accounts ...

Watch more: The Digital Shift With Regula’s Henry Patishman The cybersecurity arms race, true to its name, is turning into a sprint. Malware evolves by the hour, ransomware syndicates operate like multinational ...

India has reportedly abandoned plans to require smartphone makers to include the country’s biometric ID app on their devices. The move came in the face of opposition from companies such as ...

Agent-driven identity threats are becoming a defining challenge for enterprises as they scale revenue and expand across markets, increasing fraud risk and customer friction. “Scale Amplification: How Revenue Amplifies Agent-Driven ...

The credit union industry is backing a proposed update to America’s financial privacy legislation. Lawmakers are considering an update to the Gramm-Leach-Bliley Act (GLBA), which says institutions must protect nonpublic personal information, such ...

For digital commerce and financial services, onboarding represents the first real test of trust between a platform and a customer. The process determines whether identity verification protects the ecosystem, including ...

Identity is fast becoming one of the most valuable assets a business possesses. Not brand identity or customer sentiment, but the underlying digital identifiers that enable transactions to occur: merchant ...

Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans. This shift is changing how ...

Know your customer (KYC) and know your business (KYB) remain the first formal barrier between legitimate commerce and organized fraud, yet their durability depends on how they are operationalized across ...

Tokenization is evolving into a structural layer that allows commerce to proceed without a visible checkout. The shift anchored “The Prompt Economy™ Tracker® Series: Tokens, Trust and Transactions,” a PYMNTS Intelligence ...

Watch more: What’s Next in Payments With Spreedly’s Adam Hiatt The fraud economy has always been adaptive. For every 12-foot wall that a firm stands up, fraudsters have tried to find ...

In the early days of digital banking, identity fraud largely meant stolen credentials: a breached password, a compromised Social Security number or a copied credit card. But digital banking is no ...

Watch more: What’s Next in Payments With Visa’s James Mirfin There’s an innovation race growing over digital identity. On one hand are banks and merchants that have traditionally been reliant on ...

Watch more: What’s Next in Payments With Paysafe’s Richard Swales Aided by technology, fraudsters attempt to mimic legitimate users in ways that traditional authentication tools were never designed to detect. As generative ...

The most important moment in a B2B relationship doesn’t always happen in a sales call or a product demo, or even when the payment clears. It can happen a few ...

World and Coinbase collaborated to introduce a solution for the agentic web that provides proof that agents have a human behind them. The AgentKit beta is a developer toolkit that allows ...

Watch more: What’s Next in Payments With FIS’ Christine Hurtubise Artificial intelligence is altering the mechanics of digital identity, forcing financial institutions to reconsider long-standing assumptions about how a customer proves ...

Watch more: What’s Next in Payments With Trulioo’s Zac Cohen Artificial intelligence is rendering traditional digital identity verification toothless. The next wave of AI-powered cyberattacks are already here, and they’re arriving with ...

A Utah bill that was passed by the state Legislature and now awaits the governor’s signature would create a voluntary digital identity program. This program would enable the state’s adult residents ...

Watch more: What’s Next in Payments With Veriff’s Hubert Behaghel The surge in artificial intelligence-powered fraud has placed identity verification in the spotlight. Tools capable of generating photorealistic faces, synthetic voices and ...

Watch more: What’s Next in Payments With Paymentology’s Tim Joslyn The “I” in “AI” doesn’t always just stand for intelligence. Increasingly, across the security sector, it can also stand for “Identity.” ...

A merchant’s returning customer attempts to complete a $1,800 luxury purchase on a mobile device, mistypes a password twice, triggers a reset email and leaves before the link arrives. A reused ...

The smartphone is no longer just a shopping tool. It has become the storefront. That was the central takeaway from the “2025 Global Digital Shopping Index: The Rise of the Mobile ...

Experian acquired AtData, a data and intelligence company employing “email insights technology,” according to a Monday (Feb. 23) news release. “Verified, real-time email insights represent one of the most powerful digital ...

In identity verification, who someone says they are across financial services can often depends on where they live. In mature economies, financial identity is commonly anchored in banking relationships. Opening a ...

Fraudsters have been using artificial intelligence, automation and highly convincing impersonation tactics to steal identities. Once they have those identities in hand, they can (and do) orchestrate increasingly sophisticated social engineering ...

Pay by bank’s practical test has been whether it can scale beyond utilities, gaming and bill pay into everyday commerce. With Amazon’s Tuesday (Feb. 10) introduction of its Pay by Bank ...

Compliance/identity platform Duna has raised $35 million in a Series A funding round. The new funding, announced Thursday (Feb. 5), will help Duna as it works towards its goal of building ...

Identity, onboarding and fraud prevention are critical in managing financial crime across the digital economy, Trulioo CEO Vicky Bindra writes in a new PYMNTS eBook, “2025’s Over/Under: The Bets That Paid ...

Equifax has launched a product that uses artificial intelligence (AI) to detect and help prevent synthetic identity fraud. Synthetic identity fraud, in which fraudsters create a fictitious identity and use it ...

The information economy has found its version of a casino with prediction markets. In today’s era of uncertainty, geopolitical instability, rapid technological change and other destabilizing macro forces, the ability to ...

Growth in a digital world requires standout digital infrastructure and tooling. That’s supported by findings in the new report “When ‘Good Enough’ Isn’t Enough: Digital Identity Verification in the Age of ...

As financial services firms push deeper into digital channels, identity verification has quietly become one of the most consequential—and most underestimated—forces shaping growth, risk and customer experience. “When ‘Good Enough’ ...

“Know your agent” (KYA) is emerging as the trust layer that makes delegated, machine-initiated commerce legible to networks, issuers and merchants before fraud systems intervene. Without it, agent-driven transactions are ...

New consumer privacy laws go into effect Thursday (Jan. 1) in Kentucky, Indiana and Rhode Island, each holding implications for banks, FinTechs and merchants. Together, they add to the growing ...

(2025) Snow falls soft on legacy rails, Paper checks stuck in the mail. We gather ‘round the dashboard glow, Watching how payments flow. AI agents take the stand, Walking in a payments wonderland. Gone are bots that ...

Watch more: Monday Conversation: Visa’s Rubail Birwadker A digital assistant can already do a lot of the work that once belonged to people. It can search for products, compare suppliers, book travel ...

Financial services platform OnePay has joined Google’s Agent Payments Protocol (AP2), saying it will help make agentic payments more secure, transparent and useful. OnePay will be a credential provider in AP2 and will help define how payment methods are stored, selected and ...

Watch more: The Digital Shift: Block’s Brian Boates  Fraud has a new face every day. Even a highly informed customer can fall victim if an attacker gains access through compromised credentials or ...

Watch more: What’s Next in Payments: One Inc’s Elizabeth Hoemeke Payments are maturing into a utility layer for the global economy. The unsung heroes of the sector’s operations can increasingly determine which ...

Fraudsters no longer break in by force alone. Increasingly, they persuade, fatigue or impersonate their way past defenses that were designed to stop credential theft but now sit at the center ...

Visa and cybersecurity and cloud computing company Akamai Technologies are collaborating to strengthen the trust layer in agentic commerce. This collaboration will integrate Visa’s Trusted Agent Protocol with Akamai’s edge-based behavioral ...