Digital Identity

  • Taking Digital Authentication To The Next Level

    April 22, 2019 Taking Digital Authentication To The Next LevelGaming companies are taking digital authentication to the next level. Smart agents are rising to bring better customer service and fraud prevention to financial institutions (FI) and other digital players. In eCommerce, digital innovators ...
  • Biometrics Are The Seattle Seahawks’ MVP

    April 22, 2019 Waiting in long lines to enter sports stadiums, then again to order at concession stands, is about as synonymous to the football experience as pigskin itself. However, some stadiums, including ...
  • Spring Break Goes High-Tech

    April 20, 2019 Spring Break Goes High-TechFrom smart bags to social media, spring break is becoming a surprisingly digital and high-tech travel period in the U.S. The words “spring break” evoke all kinds of mental images. Beaches, ...
  • The Global Influence Of PSD2

    April 19, 2019 Today In Data: The Global Influence Of PSD2The Second Payment Services Directive (PSD2) is impacting the use of data for business and consumers around the globe, and the European eCommerce industry could be significantly affected by Strong Customer Authentication (SCA) noncompliance. In retail, ...
  • Digital Health Investments Fall 19 Pct In Q1

    April 19, 2019 A new report has revealed that investments in digital health startups fell 19 percent in the first quarter of 2019. Data from Mercom Capital Group showed that investors put $2 ...
  • Seattle Seahawks Chalk Up An Authentication Win With Biometrics

    April 19, 2019 Issues with digital identity authentication can get in the way of consumers’ financial goals. Problems with a user’s digital identity could prevent them from being approved for bank loans, buying a ...
  • Facebook Admits To Uploading 1.5M User Contacts

    April 18, 2019 Facebook Uploaded 1.5M Users’ Email ContactsSocial media giant Facebook has admitted that it might have “unintentionally uploaded” the email contacts of 1.5 million new users since May of 2016, according to a report from Reuters. The ...
  • The Latest Advances In Payments And Fraud Prevention

    April 18, 2019 Advances In Payments And Fraud PreventionPoint-of-sale financing just got a big boost via an acquisition that could lead to more payment synergies down the road. Meanwhile, the new world envisioned by the backers of PSD2 is ...
  • Ripple’s Cross-Border Offerings Gain Asia Adoption

    April 18, 2019 The competition for cross-border payments continues apace, with both SWIFT and Ripple making progress — the former in Asia, the latter in Africa. Stripe makes a bid to ease compliance ...
  • How Banks Are Using APIs To Unlock Omnichannel Value

    April 18, 2019 A customer looking to open a new bank account is often in for a somewhat bumpy process. There are a lot of redundant forms and, in some cases, a few ...
  • PSD2 Challenges Leave Norway, Netherlands Playing Catch-Up

    April 18, 2019 Since many European Union (EU) countries have now brought PSD2 and GDPR fully into their financial infrastructures, banks and merchants must prepare for the upcoming Strong Customer Authentication (SCA) rule ...
  • Next Steps In Payments And Privacy

    April 17, 2019 Next Steps In Payments And PrivacyAs the Internet of Things expands, new questions are emerging about consumer privacy. New thinking, meanwhile, is evolving around the use of credit card rewards. Onboarding is getting a makeover ...
  • Stripe APIs Simplify SCA For Merchants, Issuers

    April 17, 2019 Stripe has announced the launch of new products and updates that will help merchants implement the best Strong Customer Authentication (SCA)-ready authentication methods ahead of the September SCA deadline. SCA, a new regulatory ...
  • French Gov’t Sees Blockchain As A ‘Priority’

    April 17, 2019 France joins the roster of governments examining blockchain as a conduit to changing how services and payments are rendered. Elsewhere, blockchain sees increasing adoption in the insurance vertical.
  • Facebook Said To Use User Data To Fight Rivals

    April 17, 2019 Zuckerberg Considering Blockchain For FacebookLeaked documents show how Facebook CEO Mark Zuckerberg used the company’s user data to bolster his site’s power, as well as fight off competitors. NBC News obtained about 4,000 pages of leaked ...
  • As PSD2 Looms, SCA Waits In The Wings

    April 17, 2019 Across the pond, eCommerce is about to weather a sea change that begins in September. PSD2 is almost here, and with it Strong Customer Authentication (SCA), which governs online checkout ...
  • Digital Dangers And Solutions

    April 16, 2019 Digital Dangers And Digital SolutionsThere’s a double-barreled threat pointed toward financial institutions, and now warnings are increasing about shadow banking. Meanwhile, there are moves afoot to remove friction from insurance, especially for SMBs. Danger ...
  • UK Regulator: Stop Pushing Kids Into Apps

    April 16, 2019 The U.K.’s tech regulator, the ICO, wants companies like Facebook and Snap to stop enticing kids to their websites and apps. According to The Financial Times, the new regulation aims to ...
  • Why ‘Always Be Onboarding’ Should Be The New Mantra For FIs

    April 16, 2019 Digital Onboarding Can Spark More Consumer TrustJust two generations ago, banks generally did business with people known by the financial institution’s employees and officers, lending to “people in good standing in the community,” said Stephen Maloney, ...
  • Cost, Convenience And Collaboration: Three Cs Of Modern Commerce

    April 15, 2019 Cost, Convenience And Collaboration: Three Cs Of Modern CommerceConsumers in the digital era want it both ways: In one context, they want to do it all for themselves and act as their own salesperson and cashier – only ...
  • Boosting The Good Growth And Killing The Weeds

    April 12, 2019 Boosting Payments Growth, Fighting FraudAs flowers are blooming in real gardens for spring, innovative ideas are blooming metaphorical gardens in payments and commerce. Things are getting faster and easier to purchase across channels, there’s ...
  • The Cybersecurity Threat Of GDPR

    April 12, 2019 Lastline: The Cybersecurity Threat Of GDPRThe General Data Protection Regulation (GDPR) represented a new phase in data security and EU regulators’ approach to it. Designed to safeguard consumers with greater transparency into how, when and ...
  • How Startups Compete With Legacy Firms In Digital Banking

    April 11, 2019 How Digital Banking Competes With Legacy FirmsLegacy banks and FinTech firms are looking to create digital-only banking services to capture consumer interest in using smartphones for their banking needs. In information technology news, the U.S. — and the ...
  • An Inside Look At Chase’s Mobile Banking Approach

    April 11, 2019 A Look At Chase’s Mobile Banking ApproachAfter the June 2007 announcement of Apple’s first-ever iPhone and the ensuing buzz around iOS apps, financial institutions (FIs) began developing offerings to ease digital banking. Though narrow in feature and ...
  • Can Digital ID Keep Up With Online Liquor’s Sales Boom?

    April 11, 2019 Can Digital ID Keep Up With Online Liquor Sales?Securing alcohol is one of the grand adventures of life, especially if a person is younger than the legal age to buy. That’s not to put a romantic spin on ...
  • Measuring Technology’s Promise Against Its Progress

    April 10, 2019 Measuring Technology’s Promise Against ProgressThere is no shortage of wonders in payments and commerce, which are advertised as the next big disruption in how consumers transact. Instant payments, voice and visual search, AI/ML digital ...
  • Utility Data’s New Identity

    April 10, 2019 There are plenty of high-tech ways to verify a customer’s identity — fingerprints, voiceprints, faceprints, phone data. There are even technologies built to identify a customer based purely on how ...
  • Social Media Bill Would Ban Covert Data Collection

    April 9, 2019 Social Media Bill To Ban Covert Data CollectionTwo American senators want to crack down on social media companies that they say trick underage users into giving up personal data, according to Reuters. The senators, Democrat Mark Warner and ...
  • BNY Mellon Adds Three Executives To Its Digital Team

    April 9, 2019 BNY Mellon announced  Tuesday (April 9) the appointment of three executives to help oversee the digitization strategy at the bank. In a press release, BNY Mellon said it named Alina Peradze digital ...
  • mPOS Providers Cater To SMBs Amid Contactless Payments Surge

    April 9, 2019 mPOS Providers Cater To SMBs With ContactlessMobile point-of-sale (mPOS) providers are catering to the needs of small and medium-sized businesses (SMBs) as the use of contactless payments heats up around the world. Last week, the jobs ...
  • Morgan Stanley: Apple Healthcare Could Bring In $313B By 2027

    April 9, 2019 Morgan Stanley analysts predict healthcare to emerge as a key market for Apple, reports in CNBC said Monday (April 8). Apple’s offerings in the healthcare space could generate $15 billion in ...
  • Samsung Galaxy S10 Fingerprint Sensor Tricked By 3D Printer

    April 8, 2019 Samsung Fingerprint Sensor Tricked By 3D PrinterA Samsung Galaxy S10 user was able to show how he could trick the in-display fingerprint sensor using a 3D printer. According to a report in The Verge, citing a post ...
  • How Payments Factor Into The Growing Gig Economy

    April 8, 2019 How Payments Factor Into The Gig EconomyThe gig world is becoming a mainstream part of the economy, and workers are pursuing specialized jobs in the space. Last month, the all-in-one platform for solo entrepreneurs HoneyBook announced ...
  • How Payments Help The Sharing Economy Run On Trust

    April 8, 2019 All those children’s TV shows and stories lied: Sharing is not easy. Sharing is, in fact, enormously complex, prone to fraud and frustration, at least when it comes to digital ...
  • Will Our Love-Hate Relationship With Social Media Ever Break?

    April 5, 2019 Our Love-Hate Relationship With Social MediaIt’s the love-hate relationship that defines the digital age in the early 21st century: U.S. consumers and social media. Data breaches, marketing so targeted and specific that it can feel ...
  • Deep Dive: How Credit Unions Use Data To Improve Business Lending

    April 5, 2019 Credit Union Data Strategies For Better Lending Entrepreneurs and small business owners often turn to local credit unions (CUs) for their financial needs, whether they’re renovating their offices or adding staff members. When compared to traditional banks, ...
  • The Push For Cybersecurity Technology At Credit Unions

    April 4, 2019 Cybersecurity Technology At Credit UnionCredit union (CU) associations and service providers are pushing for the adoption of technology to help with security and compliance. In retail, Western Union has teamed up with Dollar General ...
  • How Friendly Friction Builds Better Banking Experiences

    April 4, 2019 digital-banking-entersekt-omnichannel-frictionConsumers’ preferences are undeniably shifting digitally when it comes to banking and financial services.  According to a recent study by Citibank, 31 percent of consumers use their mobile banking app more ...
  • Facebook Devs Expose 540M User Records

    April 3, 2019 FacebookHundreds of millions of Facebook user records were exposed on cloud servers and publicly visible, according to reports. Security firm UpGuard posted about the news on Wednesday (April 3). “The UpGuard Cyber ...
  • The Competitive World Of Mobile Order-Ahead

    April 3, 2019 The Competitive World Of Mobile Order-AheadQuick-service restaurants (QSRs), as well as third-party apps, are devising strategies to convince consumers to choose them over rivals in the competitive mobile order-ahead space. On Tuesday (April 2), online catering ...

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