Store Cards news and trends

CFPB Official Urges Consumers to Consider Small Credit Card Issuers
Credit Cards // May 08, 2024

Consumers should proceed with caution when selecting their next credit card, according to a recent blog post from the Consumer Financial Protection Bureau (CFPB). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Are Co-Branded Credit Cards Facing an Existential Crisis?
Consumer Finance // May 07, 2024

General-purpose credit cards dominate the consumer credit card landscape. In fact, about 2.5 times more consumers hold general-use credit cards than either co-branded credit or store cards, with substantially wider gaps among lower-income consumers and those in younger age groups. Get the Full Story Complete...

J.Crew Forms Credit Card Partnerships With Mastercard and Synchrony
Partnerships // November 29, 2023

Apparel seller J. Crew has launched a multi-year credit card program with Synchrony and Mastercard. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Consumers’ Love of Cash Back Offers Merchants Opportunity to Increase Store Card Use
Loyalty & Rewards // October 30, 2023

For merchants looking to enhance customer engagement and maintain a competitive edge in a highly competitive market, loyalty programs are a vital asset. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Interviews & Exclusives
Are Co-Branded Credit Cards Facing an Existential Crisis?

May 07, 2024
General-purpose credit cards dominate the consumer credit card landscape. In fact, about 2.5 times more consumers hold general-use credit cards than either co-branded credit or store cards, with substantially wider gaps among lower-income consumers and those in younger age groups. Get the Full Story Complete the form to unlock this article and enjoy unlimited free […]

Merchants Reap Economic Benefit of Co-Branded Store Card Momentum

April 12, 2023
In 2023, store credit cards could significantly surge based on last year’s trends. A report by LendingTree revealed that 35% of Americans were likely to apply for a store credit...

PayPal: BNPL Complements Store Cards, Drives Additional Purchases

April 21, 2022
It’s not often that a survey comes back with a finding of zero. Even the moon’s crust contains 45% oxygen. On the debate over buy now, pay later (BNPL) siphoning...

Bread Finance On Why The Early Financing Offer Catches The Conversion Worm

November 09, 2018
Offering financing to consumers can be a tremendous marketing and customer retention tool for retailers that do it right. The trick, Bread Finance CTO and Co-founder Daniel Simon told PYMNTS in a recent conversation, is...

Quick Reads
J.Crew Forms Credit Card Partnerships With Mastercard and Synchrony

November 29, 2023
Apparel seller J. Crew has launched a multi-year credit card program with Synchrony and Mastercard. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and […]

Sears Announces Extension Of Co-Brand Credit Card With Citi

May 21, 2018
Sears Holdings and Citi have announced the extension of their 15-year co-brand and private label credit card relationship. The deal also includes long-term marketing arrangements, as well as enhancements to...

Vyze Survey: Consumers Aware Store Cards Are A Financing Option

June 09, 2017
Vyze, a cloud-based FinTech for retailers, announced Thursday (June 8) it released its third annual Retail Credit Survey of consumer behavior, which finds consumers are increasingly aware of retail credit...

Store-Branded Credit Cards Draw Profits, Unlike The Rest Of Retail

May 12, 2017
Amid the brick-and-mortar woes of retailers such as Macy’s, is there a silver lining to be spun from credit cards? Get the Full Story Complete the form to unlock this...