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PYMNTS.com - Breaking News, Trends and Analysis
Cryptocurrency
From Asset to Everyday Money: Making Digital Currencies Spendable
B2B Payments
Panel: The Hidden Cost of B2B Payments Is Manual Work, Not Fees
PYMNTS Data Lab
Rewards at the Register: How Smart Basket Technology Puts Issuers Back at the Center of the Sale
Consumer Finance
The Best Buy Now Pay Later Customer Is Not Who Banks Think
Credit Cards
Study: Issuers Improve Returns by Solving the Next Customer Friction
Consumer Insights
36% of Gen Z Consumers Now Pay With Digital Wallets
Digital Payments
9 Clicks Stand Between Businesses and Their Money
News & Trends
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Featured Insights
Rewards at the Register: How Smart Basket Technology Puts Issuers Back at the Center of the Sale
From Asset to Everyday Money: Making Digital Currencies Spendable
Global Digital Shopping Index: Agentic Commerce Deep Dive - July 2026
Complete Payment Orchestration Stacks Boost Revenue and Improve Customer Relationships
Antitrust & Competition Policy
Illinois Expands Regulatory Reach with Sweeping BNPL Licensing Law
FTC Seeks Comments On Alleged Political Bias in AI Chatbots
Kalshi Challenges Illinois Sports Betting Tax as Prediction Market Jurisdiction Fight Escalates
OCC Clarifies Licensing Decisions Process
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
UnitedHealth Says AI Now Runs Every Function of Its Business
Google Gemini Launch Delayed as Tech Falls Short of Internal Goals
1Password and Anthropic Bring Secure Credential Access to Claude
29 Nations Join China-Led World AI Cooperation Organization
MORE IN ARTIFICIAL INTELLIGENCE
Editor's Picks
Retail Growth Masks a More Selective Shopper
9 Clicks Stand Between Businesses and Their Money
CPI Cooled but the Consumer Is Still Sweating
MORE IN EDITOR'S PICKS
Data Point
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
70% of Consumers Pick Retailers Based on Payment Options
The Data Behind Why Sentiment Misses the Spending Story
Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
MORE IN DATA POINT
B2B PAYMENTS
Panel: The Hidden Cost of B2B Payments Is Manual Work, Not Fees
New Fed Report Says Community Banks Matter More as They Get Smaller
After 20 Years of ERP Consolidation, M&A Still Moves Faster Than Integration
New QR Standard Unlocks US Instant Payments at Checkout
MORE IN B2B PAYMENTS
RETAIL
Rewards at the Register: How Smart Basket Technology Puts Issuers Back at the Center of the Sale
Instacart Acquires Arpalus to Move Intelligence In Store
The $557 Back-to-School Amazon-Walmart Tug of War
Retail Growth Masks a More Selective Shopper
MORE IN RETAIL
Grocery
Instacart Acquires Arpalus to Move Intelligence In Store
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
AI Carts Know What You Almost Bought
Forage Bets $40 Million That Affordability Is the Next Retail Network
MORE IN GROCERY
Restaurants
Restaurant Platforms Make Embedded Finance Part of Daily Operations
Starbucks Brews In-House Tools in Shift From Big Tech
MarginEdge Mastercard Card Targets Restaurant Petty Cash
Pizza Needs a Turnaround. America Needs a Slice.
MORE IN RESTAURANTS
Healthcare
UnitedHealth Says AI Now Runs Every Function of Its Business
J&J Leverages AI and Robots to Target $100 Billion in Annual Revenue
44 Million Subprime Consumers Create a New Market for Payments Providers
First Fully Robotic Pharmacy Fills a Prescription in Under 60 Seconds
MORE IN HEALTHCARE
Upcoming events
Summer School 2026: Why Payments Data Is Becoming Finance’s Real Moat with Aptitude
July 20, 2026
Summer School 2026: The CFO’s 2026 Tech Test: Focus on Value, Not Hype with Bank of America
July 21, 2026
PYMNTS Intelligence Presents: Trendscapes Unpacked
July 21, 2026
How Stores Became the New Front Door for Everyday Money Movement
July 22, 2026
MORE IN UPCOMING EVENTS
Exclusive Clips
Panel: The Hidden Cost of B2B Payments Is Manual Work, Not Fees
9 Clicks Stand Between Businesses and Their Money
The Premium Payment Is Becoming Insurance’s Most Valuable Touchpoint
Smarter Tokens Could Make AI Purchases Auditable
MORE IN EXCLUSIVE CLIPS
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Karen Webster
Cryptocurrency
Open USD and the Questions 140 Logos Don't Answer
The Invoice Becomes the Shopping Cart in B2B Payments
Are Agents the Anti-Influencer?
The Pink Skirt Problem: Why AI Agents Can't Own Serendipity
The AI You’re Given vs. the AI You Chose
Google's Agentic Wallet: Is the Fifth Time the Charm?
Why OpenAI, Amazon and Apple Want to Be the Smartphone in Your Pocket
Latest Trackers®
Cryptocurrency
From Asset to Everyday Money: Making Digital Currencies Spendable
The Incremental Imperative: Why Debit Innovation Is the New Standard for Cardholder Loyalty
Invest Now, Win Later: How Buy Now, Pay Later Became a Merchant Growth Strategy
The Practical AI Opportunity: Why SMBs Want Guidance Before Automation
MORE IN LATEST TRACKERS®
Studies
Artificial Intelligence
Global Digital Shopping Index: Agentic Commerce Deep Dive - July 2026
Complete Payment Orchestration Stacks Boost Revenue and Improve Customer Relationships
The Companies Hiding in Plain Sight
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
MORE IN STUDIES
Regulations
Cryptocurrency
US and UK Open Door to Cross-Border Stablecoins
New York Regulator Proposes Licensing Rules for BNPL Lenders
EU Prepares to Fine Google as Part of Increased Big Tech Enforcement
Banks Make Deposit Defense Their Best Offense in Crypto Battle
Delaware Updates Banking Laws for the Digital Finance Era
MORE IN REGULATIONS
Connected Economy
Retail
Target Tests Shoppable TV to Pitch Summer Products
Quantum and AI Are Breaking Trust Everywhere at Once
APIs Are Making Bank Data Harder to Protect
Storefront Overhauls Turn Retailers Into Data Hubs
MORE IN CONNECTED ECONOMY
SMB
B2B Payments
Panel: The Hidden Cost of B2B Payments Is Manual Work, Not Fees
46% of Small Businesses Would Pay for Better Digital Tools
Business Applications Jump 24% as AI Lowers Startup Costs
White-Glove FinTech Targets Small Business Cash Flow and Back-Office Pain
Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
MORE IN SMB
Markets
Earnings
UnitedHealth Says AI Now Runs Every Function of Its Business
U.S. Bancorp Rides Payments Boom to Record Revenue
United Airlines Breaks Passenger Records Despite Surging Ticket Prices
Citizens Bank Mobilizes AI to Target $450 Million Operational Savings by 2028
MORE IN MARKETS
Cryptocurrency
Cryptocurrency
From Asset to Everyday Money: Making Digital Currencies Spendable
Spendability Emerges as the Next Test for Digital Assets
Citadel Securities Takes $400 Million Stake in Crypto.com
Fireblocks Integrates Circle Payment Rails Into Its Platform
MORE IN CRYPTOCURRENCY
Banking
PYMNTS Data Lab
Rewards at the Register: How Smart Basket Technology Puts Issuers Back at the Center of the Sale
The Best Buy Now Pay Later Customer Is Not Who Banks Think
U.S. Bancorp Rides Payments Boom to Record Revenue
Credit Unions Plan to Nearly Triple AI Payment Services
MORE IN BANKING
TechREG®
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
MORE IN TECHREG®