Access to a car is crucial for many Americans, especially those living in areas with limited public transportation options. However, the historically high prices of both new and used vehicles have made car ownership unattainable for many low-income workers. Interest rates for individuals with poor...
The ability to pay over time is underpinning discretionary spending resilience. In recent weeks and months, joint research between PYMNTS and Sezzle has underscored the embrace of buy now, pay later (BNPL) at the point of checkout. In the report “The Credit Accessibility Series: BNPL’s Wide-Ranging Impact...
American consumers remain pessimistic about the economy despite recent positive indicators. Consumers still expect elevated inflation rates for the foreseeable future, even as inflation has begun to trend downward. In this challenging environment, merchants must decide how best to attract customers. One would be forgiven...
March 06, 2023
American consumers remain pessimistic about the economy despite recent positive indicators. Consumers still expect elevated inflation rates for the foreseeable future, even as inflation has begun to trend downward. In this challenging environment, merchants must decide how best to attract customers. One would be forgiven for thinking deal chasing is at the forefront of the […]