Pymnts Study news and trends

Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
Consumer Insights // February 20, 2026

Job security may be improving across the U.S. workforce, but financial confidence tells a more divided story. “Wage to Wallet™ Index: Side Work Patterns in the Labor Economy” explores how roughly 60 million hourly workers earning $50,000 or less annually are navigating rising costs, uneven...

Billion-Dollar Firms Swap AI Hype With Long-Term Capital Discipline, Data Shows
Artificial Intelligence // February 19, 2026

Hype can go hand in hand with immediacy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Regulatory Concerns Temper Agentic AI Adoption Across the Tech Sector, PYMNTS Finds
Artificial Intelligence // February 19, 2026

The fastest way to spot where agentic artificial intelligence will land next is to watch the technology sector, where it is already being built and tested. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Nearly Half of Digital Bank Customers Prefer Digital Wallets
Mobile Wallets // February 18, 2026

Pay by bank is starting to look less like a niche payment option and more like a switch consumers will make when merchants pair it with real value and clear protections. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Interviews & Exclusives
Middle-Market Confidence Splits in 2026 as Tariffs and Supply Chains Weigh on High-Uncertainty Firms

February 20, 2026
Uncertainty is no longer a background condition for middle-market firms. It is now a measurable cost center. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree […]

Billion-Dollar Firms Swap AI Hype With Long-Term Capital Discipline, Data Shows

February 19, 2026
Hype can go hand in hand with immediacy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Regulatory Concerns Temper Agentic AI Adoption Across the Tech Sector, PYMNTS Finds

February 19, 2026
The fastest way to spot where agentic artificial intelligence will land next is to watch the technology sector, where it is already being built and tested. Get the Full Story...

Nearly Half of Digital Bank Customers Prefer Digital Wallets

February 18, 2026
Pay by bank is starting to look less like a niche payment option and more like a switch consumers will make when merchants pair it with real value and clear...

Quick Reads
Construction Firms Wait 94 Days on Average to Get Paid

December 29, 2023
Digital technologies are being built to help solve one of the key challenges facing the construction industry: delayed payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

30% of Consumers Struggle to Access Credit Products

December 28, 2023
About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. Get the Full Story Complete the form to unlock...

Financial Services Providers Use Gamification to Help Customers Manage Debt

December 28, 2023
Most consumers are dealing with some level of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Younger Consumers Less Likely to Use Credit Cards

December 28, 2023
The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...