Pymnts Study/page/3 news and trends

Slow Payouts Are Starting to Cost Banks Consumer Trust
Money Mobility // January 14, 2026

As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a visible signal of reliability, trust and financial control. Disbursement speed is now a defining factor...

Card Program Complexity Puts Scale-or-Stall Pressure on Issuers
Payments Innovation // January 14, 2026

Card programs have become tools in modern payments, enabling banks, FinTechs and non-financial brands to extend financial services, deepen customer relationships and unlock new revenue streams. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
VISA // January 12, 2026

The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and Canada are rethinking working capital as a strategic asset rather than as a defensive necessity. Based on a double-blind survey...

Survey: 40% of Hourly Workers See No Benefit From Economic Growth
Economy // January 12, 2026

Liquidity stress in the U.S. economy is no longer a background condition. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Interviews & Exclusives
44% of Consumers Hit a Wall When Paying Medical Bills

January 15, 2026
Healthcare’s digital transformation is no longer defined by whether patients will use virtual tools, but by how well the rest of the system keeps up when the visit ends and the bill arrives. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no […]

Slow Payouts Are Starting to Cost Banks Consumer Trust

January 14, 2026
As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a...

Card Program Complexity Puts Scale-or-Stall Pressure on Issuers

January 14, 2026
Card programs have become tools in modern payments, enabling banks, FinTechs and non-financial brands to extend financial services, deepen customer relationships and unlock new revenue streams. Get the Full Story...

North American Middle-Market Firms Signal Major Working Capital Expansion in 2026

January 12, 2026
The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and Canada are rethinking working capital...

Quick Reads
Construction Firms Wait 94 Days on Average to Get Paid

December 29, 2023
Digital technologies are being built to help solve one of the key challenges facing the construction industry: delayed payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

30% of Consumers Struggle to Access Credit Products

December 28, 2023
About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. Get the Full Story Complete the form to unlock...

Financial Services Providers Use Gamification to Help Customers Manage Debt

December 28, 2023
Most consumers are dealing with some level of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Younger Consumers Less Likely to Use Credit Cards

December 28, 2023
The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...