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PYMNTS.com - Breaking News, Trends and Analysis
Banking
Capital One Urges Leaders to Listen Before They Launch
Authentication
Three Quarters of Financial Firms See Identity Inconsistencies
Consumer Insights
New Data Shows Why One Consumer Economy Has Become Three
Artificial Intelligence
Study Finds AI Must Earn the Right to Move Money
Cryptocurrency
Banks Turn Stablecoin Safety Into a Selling Point
Retail
The New Storefront Is the AI Conversation
Payments Innovation
Forage Bets $40 Million That Affordability Is the Next Retail Network
News & Trends
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Featured Insights
BNPL’s Multi-Provider Moment: Why Shoppers No Longer Pick Just One
The Millennial Cash Flow Code: What Data Reveals About Saving, Spending and Financial Resilience
Credit Union Innovation Readiness - July 2026
The Fragmented Paycheck: Why Rising Spending No Longer Means Stronger Demand
Antitrust & Competition Policy
Illinois Expands Regulatory Reach with Sweeping BNPL Licensing Law
FTC Seeks Comments On Alleged Political Bias in AI Chatbots
Kalshi Challenges Illinois Sports Betting Tax as Prediction Market Jurisdiction Fight Escalates
OCC Clarifies Licensing Decisions Process
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
Nvidia Joins $100 Million Bet on Gradium Voice AI
Palo Alto Networks CEO Says Token Costs Slow Enterprise AI Adoption
The AI Hire Doesn't Answer to Anyone
OpenAI Launches ChatGPT Agent That Executes Complex Workflows
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Editor's Picks
Cash Stuffing Brings Grandma’s Budgeting Back for Gen Z
Is Revolving Credit Cooling or Simply Catching Its Breath?
Corporate Cash Is Global in Theory, Trapped in Practice
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Data Point
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
70% of Consumers Pick Retailers Based on Payment Options
The Data Behind Why Sentiment Misses the Spending Story
Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
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B2B PAYMENTS
OpenAI Launches ChatGPT Agent That Executes Complex Workflows
Aria Secures $283 Million to Expand Invoice Financing
Axos Aims to Expand AI-Powered Financial Services With Arc Acquisition
Block Pays $45 Million to Settle 46-State Probe Into Cash App Fraud Protection and Resolution
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RETAIL
The New Storefront Is the AI Conversation
PepsiCo Says Gas Prices Cutting Into US Consumer Food Spending
BNPL Boosts Basket Size When Shoppers See It Early
Target Trims Corporate Strategy Team as CEO Pushes Retail Transformation
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Grocery
Forage Bets $40 Million That Affordability Is the Next Retail Network
Self-Checkout Rules Could Reshape Store Tech Spending
The Weekender: The Star-Spangled Receipt
New Jersey Lawmakers Send Surveillance Pricing Ban to Governor
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Restaurants
Starbucks Brews In-House Tools in Shift From Big Tech
MarginEdge Mastercard Card Targets Restaurant Petty Cash
Pizza Needs a Turnaround. America Needs a Slice.
Wonder’s Robot Cooks Circles Around Every Human on the Line
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Healthcare
States Expand Guardrails on AI Use in Health Insurance Decisions
Real-Time Payments Target Healthcare Benefits Bottlenecks
Walmart Expands In-House Career Pathways to Train Opticians
Medicare Tests AI Prior Authorization in Six States
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July 21, 2026
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July 22, 2026
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Exclusive Clips
Capital One Urges Leaders to Listen Before They Launch
Forage Bets $40 Million That Affordability Is the Next Retail Network
Bank of America: Cross-Border Payments Must Work Like Local Ones
Forget the Sweater, AI Wants to Pay the Invoice (With a Card)
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Newswire Announcements
There is a Missing Link Between Identity Verification and Qualified Signature in European Onboarding
How PhotonPay Redefines Global Clearing Rails and Treasury Management via Stablecoins
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Karen Webster
Cryptocurrency
Open USD and the Questions 140 Logos Don't Answer
The Invoice Becomes the Shopping Cart in B2B Payments
Are Agents the Anti-Influencer?
The Pink Skirt Problem: Why AI Agents Can't Own Serendipity
The AI You’re Given vs. the AI You Chose
Google's Agentic Wallet: Is the Fifth Time the Charm?
Why OpenAI, Amazon and Apple Want to Be the Smartphone in Your Pocket
Latest Trackers®
BNPL
Invest Now, Win Later: How Buy Now, Pay Later Became a Merchant Growth Strategy
The Practical AI Opportunity: Why SMBs Want Guidance Before Automation
The Real-Time Perception Gap: How Experience Is Driving the Next Phase of Instant Payments Adoption
The Hidden P&L of Legacy Debit
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Studies
BNPL
BNPL’s Multi-Provider Moment: Why Shoppers No Longer Pick Just One
The Millennial Cash Flow Code: What Data Reveals About Saving, Spending and Financial Resilience
Credit Union Innovation Readiness - July 2026
The Fragmented Paycheck: Why Rising Spending No Longer Means Stronger Demand
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Regulations
Artificial Intelligence
States Expand Guardrails on AI Use in Health Insurance Decisions
SEC Clears Path for UBS Crisis Resolution Plans
Judge Rejects Kalshi Argument That CFTC Supersedes State Gambling Rules
SEC Seeks Ways for More Companies to Go Public
CFTC Investigation of Polymarket Broadens Compliance Questions for Prediction Markets
MORE IN REGULATIONS
Connected Economy
Retail
Target Tests Shoppable TV to Pitch Summer Products
Quantum and AI Are Breaking Trust Everywhere at Once
APIs Are Making Bank Data Harder to Protect
Storefront Overhauls Turn Retailers Into Data Hubs
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SMB
Credit Unions
Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
SMBs Swap Pricey SaaS Contracts for AI-Built Apps
U.S. Bank Debuts Tool for Faster Small Business Money Movement
Wix and Elavon Team to Improve Small Business Payments
Capital One Says Small Businesses Are Cautious, Confident and Ready to Grow
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Markets
Retail
Nike Digital Drops 12% as Brands Rebalance D2C and Wholesale
Nike Says It’s Waiting For $986 Million Tariff Refund
BlackBerry Dials Into Physical AI as Revenues Jump 26%
FedEx Beats Global Trade Headwinds as Package Volumes Surge
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Cryptocurrency
Cryptocurrency
Sony Gets Conditional OK for US-Based Stablecoin Bank
Paradigm Raises $1.2 Billion in Shift From Crypto to AI
Trump Family Crypto Company Looks to Sell Payments Firm
Crypto Sector Preps Defense Against Quantum Computing Threat
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Banking
Banking
Capital One Urges Leaders to Listen Before They Launch
Banks Turn Stablecoin Safety Into a Selling Point
Axos Aims to Expand AI-Powered Financial Services With Arc Acquisition
Sony Gets Conditional OK for US-Based Stablecoin Bank
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TechREG®
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
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