“Built to Lead or Losing Ground? AI, Mobile and the Member Retention Imperative for Credit Unions in 2026” is a collaboration between PYMNTS Intelligence and Velera that examines a growing reality for credit unions: Digital services are no longer just a support function. They are...
“Embedded Offers: The Billion-Dollar Opportunity Inside Recent Consumer Spending” is a collaboration between PYMNTS Intelligence and FIS. Based on a Census-balanced survey of 2,754 U.S. consumers conducted from Feb. 12–March 4, 2026, the report examines how shoppers discover, evaluate and redeem offers across grocery, retail and...
“The Emerging Middle Market: When Operational Complexity Grows Faster Than Financial Infrastructure” is a collaboration between PYMNTS Intelligence and i2c. This report examines a part of the U.S. business economy that is growing rapidly but often goes overlooked by financial providers: companies that have moved...
“The Preference Match Imperative: Aligning Payout Delivery With Recipient Expectations,” a PYMNTS Intelligence and Ingo Payments collaboration, examines a simple yet increasingly important issue in modern disbursements: whether people receive funds the way they want. Get the Full Story Complete the form to unlock this...
April 13, 2026
For decades, credit and payment decisions have relied on static scorecards and rigid “if-then” rules built for a slower payments environment. That model is now under strain. As transactions move across digital channels in real time, issuers must evaluate risk, intent and context instantly—not after the fact. Get the Full Story Complete the form to […]
April 08, 2026
“The Emerging Middle Market: When Operational Complexity Grows Faster Than Financial Infrastructure” is a collaboration between PYMNTS Intelligence and i2c. This report examines a part of the U.S. business economy...
March 27, 2026
The assumption that consumers are motivated primarily by upside has defined the go-to-market playbooks of payments companies, FinTechs and consumer brands for years. Get the Full Story Complete the form...
March 23, 2026
Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans. This shift is changing how...
December 29, 2023
Digital technologies are being built to help solve one of the key challenges facing the construction industry: delayed payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]
December 28, 2023
About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. Get the Full Story Complete the form to unlock...
December 28, 2023
Most consumers are dealing with some level of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
December 28, 2023
The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
