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Pay Later Reshapes How America Finances the Holidays
Buy Now Pay Later
Pay Later Reshapes How America Finances the Holidays
Why Peak Retail No Longer Ends on Christmas Day

Retail
Why Peak Retail No Longer Ends on Christmas Day
The Battle for the AI Orchestration Layer Heats Up

artificial intelligence
The Battle for the AI Orchestration Layer Heats Up
Walmart Aims at Closing Amazon Online Sales Gap

Amazon
Walmart Aims at Closing Amazon Online Sales Gap
More Than 60% of Consumers Now Start Daily Tasks With AI

artificial intelligence
More Than 60% of Consumers Now Start Daily Tasks With AI
PYMNTS’ 2025 Healthcare Coverage Followed the Money and the Friction

Healthcare
PYMNTS’ 2025 Healthcare Coverage Followed the Money and the Friction
Busy Year in Big Tech Regulation May Have Been a Warm Up for 2026

Regulation
Busy Year in Big Tech Regulation May Have Been a Warm Up for 2026

News & Trends

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Featured Insights


Walmart Aims at Closing Amazon Online Sales Gap
Pay Later Reshapes How America Finances the Holidays
How Middle-Market Business Uncertainty Rewrote 2025
Top of Wallet Reimagined: Why Digital Credentials Now Decide Loyalty

Antitrust & Competition Policy

CPI Competition Policy International logo

Age-Restriction Laws Are Proliferating; So Too Are the Difficult Tradeoffs Policymakers Face Coinbase Sues Three States Over Prediction Market Regulations White House Prepares Overhaul of U.S. Cyber Rules  US Hits Pause on Implementing UK Trade Deal Amid Disagreement on Digital Regs
COMPETITION POLICY INTERNATIONAL

Artificial Intelligence

The Battle for the AI Orchestration Layer Heats Up
More Than 60% of Consumers Now Start Daily Tasks With AI
AI Could Help Eliminate 200K EU Banking Jobs By 2030
How the Back Office Took Center Stage in 2025
MORE IN ARTIFICIAL INTELLIGENCE

Editor's Picks

From Mines to Oil Rigs, How AI Is Rewiring Mining, Energy and Agriculture
Employers Encourage AI at Work, With or Without Guardrails
Conditional Charters Pull Crypto Closer to Core of US Banking
MORE IN EDITOR'S PICKS

Data Point

More Than 60% of Consumers Now Start Daily Tasks With AI
1 in 3 Young Adults Turn to Friends and Family as Costs Rise
Nearly Half of Gen Z Still Want In-Person Financial Advice
Connected Tech Ownership Drives Changes in How Consumers Pay
MORE IN DATA POINT

B2B PAYMENTS

Why Smart CFOs Are Rethinking How Money Moves
Three New Year’s Resolutions CFOs Are Making About Data and AI
CFOs Bet on Real-Time Settlements for Stability
AI Turns Accounts Payable Into a Strategic Control Point
MORE IN B2B PAYMENTS

RETAIL

Luxury Consumers Turn to Outlet Stores and New Brands Amid Rising Prices
Why Peak Retail No Longer Ends on Christmas Day
JCPenney Private Equity Deal Leaves 117 Stores in Limbo
Ocado to Offer Grocery Tech to More Customers After Exclusivity Deals End
MORE IN RETAIL

Grocery

Ocado to Offer Grocery Tech to More Customers After Exclusivity Deals End
Instacart Halts Algorithmic Price Testing Following Consumer Reports Study
Affordability Rewrites the Household Balance Sheet
Instacart AI Pricing Tool Faces FTC Investigation
MORE IN GROCERY

Restaurants

Starbucks Plans to Add and Remodel Stores After Closing 400 This Year
New York Cash Payments Law to Take Effect in March
Digital Tipping Keeps Employees Loyal as Restaurants Battle Labor Gaps
Paycheck-to-Paycheck Strain Sharpens Retail and QSR Spending Gap
MORE IN RESTAURANTS

Healthcare

PYMNTS’ 2025 Healthcare Coverage Followed the Money and the Friction
Healthcare Costs Force One in Four Gen Z to Skip Care
How AI Is Rewriting the Healthcare Playbook
What Manufacturing, Healthcare and Tech CFOs Have in Common
MORE IN HEALTHCARE

Upcoming events

FEATURED
CHNGNetwork
May 5–6, 2026
Financial Scams and the Fight for Consumer Trust
January 5, 2026
MORE IN UPCOMING EVENTS

Exclusive Clips

AI Turns Accounts Payable Into a Strategic Control Point
Economic Pressure Pushes Small Businesses to Demand Faster Paydays
Why the Old Fraud Playbook Is Failing in the Age of AI Commerce
Checkout Becomes the New Battleground for Loyalty Dollars
MORE IN EXCLUSIVE CLIPS

Newswire Announcements

nekuda Powers Agentic Commerce with Visa Intelligent Commerce
MORE IN NEWSWIRE ANNOUNCEMENTS

Karen Webster

2025 eBook Karen Webster
Karen Webster
2025: Karen Webster on the Year in Payments and the AI Economy
Why the ‘Person’ of the Year in 2025 Should Be the Chatbot
The Protocol Power Struggle Reshaping AI-Driven Commerce.
The Creative Destruction and Rebuild of the Payments Business Model
The Labor Economy Becomes the Innovation Economy
Why 30 Million US Consumers No Longer Search.
The BNPL Story Everyone's Getting Wrong

Latest Trackers®

Credit unions are drawing FinTech partners seeking growth, yet execution gaps and operational constraints continue to limit performance.
Credit Unions
From Potential to Performance: How CUs Can Capture the FinTech Partnership Opportunity
Orchestrating Trust: The Future of Fraud Prevention in Payments
Building the Blockchain Blueprint: How Leading FIs Are Modernizing Money, Markets and Trust
To Own or Outsource? Directions in Payment Program Strategy
MORE IN LATEST TRACKERS®

Studies

Walmart’s eCommerce sales are growing faster than Amazon’s. See what the shift means for online retail, grocery and digital competition.
Amazon
Walmart Aims at Closing Amazon Online Sales Gap
Pay Later Reshapes How America Finances the Holidays
How Middle-Market Business Uncertainty Rewrote 2025
How Financial Support Beyond Family Is Breaking Household Budgets
MORE IN STUDIES

Regulations

tech-regulations-AI-crypto
Regulation
Busy Year in Big Tech Regulation May Have Been a Warm Up for 2026
Money Laundering and Sanction Fines Fall 61% Amid US Deregulation
US Bill Takes Fresh Look at Bank-FinTech Partnerships
FDIC Support Clears a Path for Tokenized Deposits to Scale
Cantor Fitzgerald Expects Institutional Adoption of Crypto to Continue in 2026
MORE IN REGULATIONS

Connected Economy

Monday Conversation
Connected Economy
Executives Say AI Redefines Value and the Payments Competitive Landscape
Agentic AI Takes the Wheel in Travel Planning and Booking
The Under-the-Radar Changes Transforming How Money Moves
OpenAI Launches ChatGPT App Store
MORE IN CONNECTED ECONOMY

SMB

SMBs Maverick payments
SMBs
Economic Pressure Pushes Small Businesses to Demand Faster Paydays
Bank of America CEO Predicts Tariffs Will Ease in 2026
Lloyds Shelves Invoice Financing as Small Businesses Shift Away
Embedded Finance Becomes a Competitive Equalizer for Small Business
Credit Unions Compete as Small Businesses Redefine the Banking Relationship
MORE IN SMB

Markets

tall buildings
Partnerships / Acquisitions
Wall Street Banks on 2026 as Big Year for ‘Megadeals’
Chinese AI Startup MiniMax to Seek $600 Million in Hong Kong IPO
Crypto Acquisitions and IPOs Surged in 2025, Driven by Trump Administration Policies
FedEx’s Network 2.0 Overhaul Shows Resilience Now Beats Reach in Logistics
MORE IN MARKETS

Cryptocurrency


Cryptocurrency
New Reporting Rules End Crypto’s Tax Secrecy Era
Busy Year in Big Tech Regulation May Have Been a Warm Up for 2026
Trump Media Plans Shareholder Crypto Token in Deal With Crypto.com
Money Laundering and Sanction Fines Fall 61% Amid US Deregulation
MORE IN CRYPTOCURRENCY

Banking

tall buildings
Partnerships / Acquisitions
Wall Street Banks on 2026 as Big Year for ‘Megadeals’
AI Could Help Eliminate 200K EU Banking Jobs By 2030
US Bill Takes Fresh Look at Bank-FinTech Partnerships
Banking Deals Catch Eye of Activist Investors Amid Deregulation
MORE IN BANKING

TechREG®

Congress, House of Representatives
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
MORE IN TECHREG®
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