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PYMNTS.com - Breaking News, Trends and Analysis
Consumer Insights
The Confidence Divide: Why Americans Trust the Economy More Than Their Paychecks
Smarter Payments
The True Business Cost of Slow Disbursements
Artificial Intelligence
Lithic Says Everything Payments Assumes About Shopping Is About to Break
PYMNTS Data Lab
The SMB Growth Engine: How Digital Sales and Customer Tracking Drive Revenue
Mobile Commerce
Smartphones Turn Every Store Aisle Into a Marketplace
B2B Payments
400% Growth Gap: How Top Middle Market Companies Use Virtual Cards Differently
Artificial Intelligence
Bad Financial Data Is AI's Biggest Liability
News & Trends
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Featured Insights
The True Business Cost of Slow Disbursements
The SMB Growth Engine: How Digital Sales and Customer Tracking Drive Revenue
The Confidence Divide: Why Americans Trust the Economy More Than Their Paychecks
The Overlap Effect: How Amazon and Walmart Expanded the Crowd and Shrank the Basket
Antitrust & Competition Policy
Illinois Expands Regulatory Reach with Sweeping BNPL Licensing Law
FTC Seeks Comments On Alleged Political Bias in AI Chatbots
Kalshi Challenges Illinois Sports Betting Tax as Prediction Market Jurisdiction Fight Escalates
OCC Clarifies Licensing Decisions Process
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
Stripe Eyes $10 Billion Deal for AI Model Marketplace OpenRouter
AI’s Biggest Flex Isn’t a Model. It’s a Cap.
Apple to Add Virtual Shopping Assistant to App Store
An AI Is About to Become a First-Time CEO
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Editor's Picks
Why Digital Wallets Matter More Than Crypto for Credit Unions
Retail Growth Masks a More Selective Shopper
9 Clicks Stand Between Businesses and Their Money
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Data Point
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
70% of Consumers Pick Retailers Based on Payment Options
The Data Behind Why Sentiment Misses the Spending Story
Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
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B2B PAYMENTS
Lithic Says Everything Payments Assumes About Shopping Is About to Break
Best-Run Middle Market Firms Turn Uncertainty Into Advantage
Forget Travel, WEX’s Next Act Is B2B Payments
How Uncertainty Became the Engagement Engine of the Digital Economy
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RETAIL
Lithic Says Everything Payments Assumes About Shopping Is About to Break
Smartphones Turn Every Store Aisle Into a Marketplace
New Jersey Bans Surveillance Pricing and Freezes Digital Shelf Labels
AI’s Biggest Flex Isn’t a Model. It’s a Cap.
MORE IN RETAIL
Grocery
New Jersey Bans Surveillance Pricing and Freezes Digital Shelf Labels
Albertsons Cuts Sales Forecast as Grocery Shoppers Cut Back
Retail Stores Are Becoming Financial Destinations
Instacart Acquires Arpalus to Move Intelligence In Store
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Restaurants
Restaurant Platforms Make Embedded Finance Part of Daily Operations
Starbucks Brews In-House Tools in Shift From Big Tech
MarginEdge Mastercard Card Targets Restaurant Petty Cash
Pizza Needs a Turnaround. America Needs a Slice.
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Healthcare
Coalition Launches National Initiative to Test and Scale Health AI
Samsung Adds AI-Powered Assistant to Its Health Offerings
Medical AI Startup OpenEvidence Weighs $200 Million Funding Round
New Pharmacy Benefit Manager Rules Shift Focus to Verifiable Accountability
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Upcoming events
Writing the Next Digital Asset Playbook: FIS
July 24, 2026
From Member Trust to Top-of-Wallet Use
August 3, 2026
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Exclusive Clips
Bad Financial Data Is AI's Biggest Liability
Retail Stores Are Becoming Financial Destinations
The Future of Finance Depends on Better Workflows, Not Better AI
Neon Raised $13 Million to Help Game Publishers Take Back the Player
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Newswire Announcements
Circulating Supply of Enterprise Stablecoin USDGO Surpasses US$1 Billion
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Karen Webster
Cryptocurrency
Open USD and the Questions 140 Logos Don't Answer
The Invoice Becomes the Shopping Cart in B2B Payments
Are Agents the Anti-Influencer?
The Pink Skirt Problem: Why AI Agents Can't Own Serendipity
The AI You’re Given vs. the AI You Chose
Google's Agentic Wallet: Is the Fifth Time the Charm?
Why OpenAI, Amazon and Apple Want to Be the Smartphone in Your Pocket
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Latest Trackers®
Smarter Payments
The True Business Cost of Slow Disbursements
Who Decides Now: How Developers and Tech Teams Are Reshaping the Future of AP Payments
From Asset to Everyday Money: Making Digital Currencies Spendable
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Studies
PYMNTS Data Lab
The SMB Growth Engine: How Digital Sales and Customer Tracking Drive Revenue
The Confidence Divide: Why Americans Trust the Economy More Than Their Paychecks
The Overlap Effect: How Amazon and Walmart Expanded the Crowd and Shrank the Basket
From First Prompt to Daily Habit: The Data Behind Rising Gen AI Reliance
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Regulations
Legal & Regulation
New Jersey Bans Surveillance Pricing and Freezes Digital Shelf Labels
House Approves Relaxed Regulations for Community Banks
Top Democrat Unveils Broad AI Agenda With Focus on Financial Risk and Cybersecurity
Clarity Act Supporters Add Ethics Rules for Officials to Save Senate Bill
Kraken Cracked the Fed’s Vault. It Still Can’t Spend
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Connected Economy
Retail
Target Tests Shoppable TV to Pitch Summer Products
Quantum and AI Are Breaking Trust Everywhere at Once
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Storefront Overhauls Turn Retailers Into Data Hubs
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SMB
Earnings
Resilient Shoppers and Confident Small Businesses Drive Enova Lending to Record High
Intuit Turns QuickBooks Into a Credit Hub for Small Businesses
36% of Global SMB Buyers Plan to Use FinTech Payment Providers
OpenAI Launches Program to Accelerate Small Business AI Adoption
Forward Financing Secures Another $525 Million to Support Small Businesses
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Markets
Loyalty & Rewards
Summer Travel Spending Gives Rewards a Starring Role
Albertsons Cuts Sales Forecast as Grocery Shoppers Cut Back
Nestlé Courts New Nespresso Drinkers as Sales Dip
Tesla Says Optimus Is the First Robot That Learns by Watching
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Cryptocurrency
Cryptocurrency
Block and Coinbase Join Fight to Promote Bitcoin Security
BitMEX Announces Plans to Shutter 12-Year-Old Crypto Exchange
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Banking
Authentication
Identity Verification Gets a Pulse Check
House Approves Relaxed Regulations for Community Banks
Nubank Strikes Bank Deal to Secure Brazilian License
Spanish Banks Launch in-Store Contactless Payment System
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TechREG®
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
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