Today on PYMNTS
Malware Has a Branding Department and ToxicPanda Is Its Latest…
ToxicPanda sounds like an energy drink formulated for people who regard sleep as a…
CFTC Signals Supreme Court Battle After Nevada Wins Prediction Markets…
A court’s ruling that sports event contracts are not swaps that are regulated exclusively…
OCC Rewrites Enforcement Playbook to Focus on Big Bank Risks
The Office of the Comptroller of the Currency (OCC) issued two revised policies and procedures manuals…
This Week in Stablecoins: Interoperability vs Competing Interests
Interoperability is what the financial space has touted as a prerequisite for stablecoins to…
Enterprises Tap the Brakes on Tech Budgets While Demanding AI…
While spending on artificial intelligence infrastructure is expected to drive a 14.2% increase in…
Banks Turn to AI to Stop Overstocking ATMs
Cash has not disappeared the way many predicted. Get the Full Story Complete the…
Andreessen Horowitz Targets AI Supply Crunch With New $1.1 Billion…
Andreessen Horowitz has raised $1.1 billion for a new fund that aims to accelerate…
USD.AI Secures $100 Million Credit Facility From Bullish to Power AI…
USD.AI has secured a $100 million stablecoin-based debt facility from digital asset platform Bullish to power its…
California Moves Into Federal Consumer Protection Void Under Chopra
California is positioning itself to fill the regulatory space left by Washington’s retreat from…
Small Businesses Tap Prediction Markets to Shield Profits From Surprise…
A handful of small businesses have begun using prediction market platforms to hedge risks,…
ChatGPT Now Helps You Pick a Credit Card
The place people start looking for a credit card, an insurance quote or a…
Microsoft Puts 25 AI Agents to Work on Supply Chain…
Microsoft is finding an early business case for artificial intelligence agents in a decidedly…
The New Cyber Math for CFOs: One Attack, Hundreds of…
There’s a new number in cybersecurity for CFOs to track, and it’s not the…
Google Scraps Search Ranking Penalties for Publishers After EU Pressure
Google has adjusted its site reputation policy in the European Economic Area (EEA) after…
Dollar Stores See High-Income Shoppers Hunting Value
Dollar stores are getting more business from middle- and high-income households at the same…
Texas AG Race Could Bring New Scrutiny of Workplace AI
Texas businesses using artificial intelligence to set compensation or select employees for layoffs could…
SoftBank Seeks $10 Billion Loan to Refinance OpenAI Stake
SoftBank Group is seeking a $10 billion loan to help refinance debt used for…
Advent, Stripe Abandon $50 Billion Pursuit of PayPal
The blockbuster PayPal buyout could be off. Advent International and Stripe have reportedly walked…
Billtrust CEO Takes Aim at B2B’s Trillion-Dollar Cash Jam
Watch more: What’s Next in Payments With Billtrust’s Grant Halloran Get the Full Story…
Enterprise AI Gains Ground, but Scale Remains Uneven
Newer AI tools have moved deepest into data and technology, while firms report strong…
Discounts and Protection Could Shift How Digital Bank Customers Pay
Digital bank customers are not just more comfortable with new payment experiences. With the…
NSA Leverages White House Directives to Gain Access to AI
The National Security Agency (NSA) wants access to “all” artificial intelligence models, NSA Deputy…
Anthropic Previews Standard for AI Control of Physical Devices
Anthropic is opening a research preview of a shared specification for artificial intelligence agents…
Affirm Makes Smaller Purchases BNPL’s Next Growth Test
Affirm’s latest quarter shows buy now, pay later (BNPL) moving deeper into everyday spending,…
Cisco Deploys Custom AI Agent to Entire 90,000-Person Workforce
Cisco is rolling out its artificial intelligence (AI) agent, MyAgent, to 90,000 employees, Thimaya…
Thomson Reuters Taps Decades of Content to Train AI
Thomson Reuters has launched a proprietary large language model that the company developed in-house and…
Meta Tests AI Assistant That Can Fill Out Forms and…
Meta’s upcoming artificial intelliHatgence assistant, known in-house as “Hatch,” can fill out forms, buy…
B2B Pricing Power Changes When Software Can Prove Its Own…
A new problem is emerging across the B2B economy. Companies can now deliver measurable…
Bitcoin Climbs Past $80,000 as Wall Street Returns
Bitcoin climbed above $80,000 this week for the first time since May, with renewed…
DraftKings CCO Explains How Crown Cash Unifies Loyalty Rewards
DraftKings customers have long had to think in different currencies depending on where they…
SBA Proposal Could Add 114,000 Firms to Small Business Ranks
A small business can grow itself out of federal lending eligibility long before it…
TD Bank Unlocks $141 Million in AI Value Months Ahead…
TD Bank Group delivered 195 million Canadian dollars (about $141 million) in artificial intelligence…
Mirae Embarks on Push to Build $109 Billion Digital Asset…
South Korea’s Mirae Asset Financial Group is reportedly launching a major push into the digital finance…
Apple Cuts 150 Siri and Vision Pro Jobs Amid Greater…
Apple is laying off nearly 150 employees as it restructures to focus on artificial…
Polymarket Enters 20-Plus Sports Leagues With Sportsradar Partnership
Prediction market company Polymarket says it has expanded its relationship with sports data provider Sportradar. Get the…
Experian Brings Conversational Credit Card Browsing to ChatGPT
Experian has launched an app on OpenAI’s ChatGPT that helps consumers discover and compare credit card options through…
Dollar Tree Attracts Higher-Income Customers as Sales Climb 7%
Dollar Tree continues to attract middle-income and higher-income shoppers as consumers deal with inflation. Get…
Hugging Face Hack Involved 700 AI Agents That Tried to…
Last month, OpenAI revealed that its agents had hacked open-source artificial intelligence (AI) platform…
Visa Rolls Out AI-Powered Cyber Vulnerability Patching for Clients
Visa expanded the capabilities of its artificial intelligence-powered cyber risk management tool, Visa Vulnerability…
Prediction Markets Face Divided Courts and a Widening Political Fight
Prediction markets are expanding under federal protections that remains contested in court, while Congress…
How Jack Henry, FIS and nCino Put Bank Modernization to…
Earnings season is showing that bank modernization demand is landing in faster payments, cloud…
Best Buy Expands Omnichannel Footprint With OpenAI Integration and Smaller-Format…
Best Buy is reaching customers in new ways, both in stores and online, executives…
Wells Fargo Makes New Push to Recruit Wealth Managers
Wells Fargo has spent the last few years overhauling its wealth management business. Get…
BankChain Puts Community Banks in the Digital Money Race
Thirty-nine state banker associations this week announced plans to create an industry-owned, industry-designed and…
AI-Driven Hacks Shake Up Cyber Insurance Industry
The rise of artificial intelligence-powered hacks has cyber insurance firms rethinking their policies, Reuters…
Socure Acquires Fraud Fighter Fravity as Valuation Hits $5.2 Billion
Identity and risk intelligence infrastructure provider Socure is now a $5.2 billion company. Get…
UK Wants Central Bank to Support Stablecoin Innovation
England wants its central bank to support innovation in stablecoins and other digital money….
Nasdaq Verafin Adds Q6 Cyber’s Dark Web Intelligence to Fraud…
Nasdaq Verafin and Q6 Cyber have partnered to help financial institutions identify and respond…
Nvidia Nearing $13 Billion Deal For AI Startup Hugging Face
Nvidia is reportedly close to acquiring the artificial intelligence platform Hugging Face. Get the…
AdvancedMD Uses AI to Cut Physician Pajama Time and Recover…
Watch more: Need to Know With AdvancedMD’s Amanda Sharp Get the Full Story Complete…
WEX Says Faster Payments Need Smarter Brakes
Watch more: What’s Next in Payments With WEX’s Ron Griswold Get the Full Story…
CFOs Find Working Capital Hiding in Every Payment
Watch more: Need to Know With Priority Commerce’s Court Toomey Get the Full Story…
Credit Unions Are Missing the Rewards Their Members Want Most
A credit union credit card can sit in a member’s wallet for years and…
Synchrony Says AI Has Put Every Checkout in Play
Watch more: What’s Next in Payments With Synchrony’s Maran Nalluswami Get the Full Story…
35% of Subprime Consumers Remain Outside the Card Market
More than 1 in 3 subprime consumers sit outside the card market, leaving lenders…
Bank of England Welcomes Government Plan to Drive UK Payments…
The British Treasury plans to give the Bank of England a new “secondary objective”…
Nvidia Says AI Agents Are Draining Its Chip Supply
Artificial intelligence has moved past the hype stage, according to Nvidia CEO Jensen Huang,…
Instinct Nears $2.5 Billion Valuation as AI Assistants Take Over…
Instinct, the developer of an artificial intelligence (AI)-powered assistant that seems to be gaining…
Open Finance Exposes the Limits of the Primary Account
A primary financial relationship loses some of its value when the provider can see…
X9 Wants Fraud Data to Move as Fast as Money
The U.S. payments industry does not lack fraud data. It lacks agreement about what…
39 State Bankers Groups Join Forces to Build Blockchain Network
Thirty-nine state bankers associations have formed an organization dedicated to creating a blockchain network…
Hotel Pricing AI Software Faces Test After Court Revives Atlantic…
Picture a hotel handing its private pricing data to a computer program, while the…
CISA Shares Federal Cyber Guidance With Critical Infrastructure Companies
The U.S. Cybersecurity and Infrastructure Security Agency (CISA) has released a guide to network…
Apple to Debut Foldable iPhone as New CEO Takes Reins
Starting next week, Apple will have a new CEO: company hardware chief John Ternus. Get the Full…
This AI Agent Ends Subscriptions Without a Phone Call
Most personal finance apps have worked the same way for years: a dashboard showing…
TransUnion Overhauls Credit Scoring System for UK Consumers
TransUnion says it is modernizing the way it calculates U.K. consumers’ credit scores. Get the…
Paysafe Teams With FastSpring on Merchant of Record Solution
Payments platform Paysafe has launched a partnership with Merchant of Record service provider FastSpring….
SeatGeek Lets Ticket Buyers Find Events With Conversational AI
Ticketing platform SeatGeek has added a conversational AI search feature to its marketplace. Get the Full…
Vanguard Acquires Altruist to Expand Advisor Reach With Tech
Investment management company Vanguard plans to acquire wealth technology and custody platform Altruist, the companies…
SEC Readies Updated Rule for Crypto Custody
Federal securities regulators issued a proposal on updated cryptocurrency custody rules for investment advisors….
Private Credit Is Turning Corporate Treasurers Into Data Vendors
Credit quality has long decided who gets funded and who doesn’t. Information quality is…
Amex and Bread Kick Off NFL-Themed Card Rewards Program
American Express and Bread Financial have launched an NFL-related cards rewards program. Get the…
Robot Delivery Is Booming and Cities Want Their Cut
Delivery robots are moving past a simple question. Can they use sidewalks? Cities are…
Dallas Fed Warns Tokenized Deposits Could Trigger Bank Rate Wars
Widespread adoption of tokenized deposits could make it easier for depositors to move their…
Kohl’s Sales Dip As Consumers Prioritize Essentials
Kohl’s sales continue to slip as its shoppers continue to face household budgetary pressures….
Crypto Group Opposes KYC on Stablecoin Wallet Transfers
The Blockchain Association is urging federal regulators to preserve a boundary between regulated stablecoin…
Amazon Sunsets Crowd-Sourced Work Platform MTurk
After 21 years, Amazon is shutting down its crowdsourced work platform Mechanical Turk. Get the Full…
Alibaba Targets Coding and Office Tasks With Low-Cost AI Model
Alibaba introduced Qwen3.8-Flash, a new artificial intelligence model designed to deliver cost efficiency, the…
Revolut Debuts Euro-Pegged Stablecoin in 3 Countries
Revolut is launching a European stablecoin as the digital tokens move further into mainstream finance….
Priority Commerce Moves Into Public Sector With IntelliPay Acquisition
Priority Technology Holdings is preparing to acquire government/utility payment processing company IntelliPay. Get the…
Splitit CEO Says Payments Firms Must Build for AI, Not…
Watch more: What’s Next in Payments With Splitit’s Nandan Sheth Get the Full Story…
FGV Capital Says AI Startup Rock Stars Need Different VC…
Watch more: Need to Know With FGV Capital’s Marcos Fernandez Get the Full Story…
Three Charts Show Who Wants a Federal Bank Charter and…
The Office of the Comptroller of the Currency’s charter-granting activity doesn’t just show that…
62% of Financially Improving Households Have a Savings Cushion
As today’s consumer confidence reading from The Conference Board shows, metrics can be complicated….
Targeted Rewards Could Close Credit Unions’ 21-Point Wallet Gap
Credit unions (CUs) have spent decades building the kind of customer relationship that national…
Oumi Want Every Enterprise to Build Its Own AI Brain
Oumi launched its Compounding AI Factory this month, a platform built to automate the…
Banks Adopt AI and Stablecoins Faster Than Compliance Can Keep…
Watch more: What’s Next in Payments With Flagright’s Chris Phillips Get the Full Story…
Banks Double Down on nCino AI Agents After Using Initial…
Early adopters of nCino’s agentic solutions and other artificial intelligence initiatives for financial institutions…
Intuit Says 75% of Enterprise Customers Deploy AI Agents Monthly
Businesses and accountants are deploying the artificial intelligence-powered tools offered as part of Intuit…
Banks and FinTechs Are Unbundling the Cross-Border Stack to Win…
Corporate treasurers looking out across global commerce would be forgiven for thinking they see…