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PYMNTS.com - Breaking News, Trends and Analysis
Artificial Intelligence
AI Is Coming for Your Job Title
B2B Payments
Panel: The Hidden Cost of B2B Payments Is Manual Work, Not Fees
PYMNTS Data Lab
Rewards at the Register: How Smart Basket Technology Puts Issuers Back at the Center of the Sale
Consumer Finance
The Best Buy Now Pay Later Customer Is Not Who Banks Think
Credit Cards
Study: Issuers Improve Returns by Solving the Next Customer Friction
Consumer Insights
36% of Gen Z Consumers Now Pay With Digital Wallets
Digital Payments
9 Clicks Stand Between Businesses and Their Money
News & Trends
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Featured Insights
Rewards at the Register: How Smart Basket Technology Puts Issuers Back at the Center of the Sale
From Asset to Everyday Money: Making Digital Currencies Spendable
Global Digital Shopping Index: Agentic Commerce Deep Dive - July 2026
Complete Payment Orchestration Stacks Boost Revenue and Improve Customer Relationships
Antitrust & Competition Policy
Illinois Expands Regulatory Reach with Sweeping BNPL Licensing Law
FTC Seeks Comments On Alleged Political Bias in AI Chatbots
Kalshi Challenges Illinois Sports Betting Tax as Prediction Market Jurisdiction Fight Escalates
OCC Clarifies Licensing Decisions Process
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
UnitedHealth Says AI Now Runs Every Function of Its Business
Google Gemini Launch Delayed as Tech Falls Short of Internal Goals
1Password and Anthropic Bring Secure Credential Access to Claude
29 Nations Join China-Led World AI Cooperation Organization
MORE IN ARTIFICIAL INTELLIGENCE
Editor's Picks
Retail Growth Masks a More Selective Shopper
9 Clicks Stand Between Businesses and Their Money
CPI Cooled but the Consumer Is Still Sweating
MORE IN EDITOR'S PICKS
Data Point
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
70% of Consumers Pick Retailers Based on Payment Options
The Data Behind Why Sentiment Misses the Spending Story
Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
MORE IN DATA POINT
B2B PAYMENTS
The $100 Million CFO Rewrites the Rules on Legal Spend
Panel: The Hidden Cost of B2B Payments Is Manual Work, Not Fees
New Fed Report Says Community Banks Matter More as They Get Smaller
After 20 Years of ERP Consolidation, M&A Still Moves Faster Than Integration
MORE IN B2B PAYMENTS
RETAIL
Watch. Comment. Buy. AI Powers Live Shopping’s Encore
Rewards at the Register: How Smart Basket Technology Puts Issuers Back at the Center of the Sale
Instacart Acquires Arpalus to Move Intelligence In Store
The $557 Back-to-School Amazon-Walmart Tug of War
MORE IN RETAIL
Grocery
Instacart Acquires Arpalus to Move Intelligence In Store
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
AI Carts Know What You Almost Bought
Forage Bets $40 Million That Affordability Is the Next Retail Network
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Restaurants
Restaurant Platforms Make Embedded Finance Part of Daily Operations
Starbucks Brews In-House Tools in Shift From Big Tech
MarginEdge Mastercard Card Targets Restaurant Petty Cash
Pizza Needs a Turnaround. America Needs a Slice.
MORE IN RESTAURANTS
Healthcare
New Pharmacy Benefit Manager Rules Shift Focus to Verifiable Accountability
UnitedHealth Says AI Now Runs Every Function of Its Business
J&J Leverages AI and Robots to Target $100 Billion in Annual Revenue
44 Million Subprime Consumers Create a New Market for Payments Providers
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Upcoming events
Summer School 2026: Why Payments Data Is Becoming Finance’s Real Moat with Aptitude
July 20, 2026
Summer School 2026: The CFO’s 2026 Tech Test: Focus on Value, Not Hype with Bank of America
July 21, 2026
PYMNTS Intelligence Presents: Trendscapes Unpacked
July 21, 2026
From Member Trust to Top-of-Wallet Use
August 3, 2026
MORE IN UPCOMING EVENTS
Exclusive Clips
Panel: The Hidden Cost of B2B Payments Is Manual Work, Not Fees
9 Clicks Stand Between Businesses and Their Money
The Premium Payment Is Becoming Insurance’s Most Valuable Touchpoint
Smarter Tokens Could Make AI Purchases Auditable
MORE IN EXCLUSIVE CLIPS
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Karen Webster
Cryptocurrency
Open USD and the Questions 140 Logos Don't Answer
The Invoice Becomes the Shopping Cart in B2B Payments
Are Agents the Anti-Influencer?
The Pink Skirt Problem: Why AI Agents Can't Own Serendipity
The AI You’re Given vs. the AI You Chose
Google's Agentic Wallet: Is the Fifth Time the Charm?
Why OpenAI, Amazon and Apple Want to Be the Smartphone in Your Pocket
Latest Trackers®
Cryptocurrency
From Asset to Everyday Money: Making Digital Currencies Spendable
The Incremental Imperative: Why Debit Innovation Is the New Standard for Cardholder Loyalty
Invest Now, Win Later: How Buy Now, Pay Later Became a Merchant Growth Strategy
The Practical AI Opportunity: Why SMBs Want Guidance Before Automation
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Studies
Artificial Intelligence
Global Digital Shopping Index: Agentic Commerce Deep Dive - July 2026
Complete Payment Orchestration Stacks Boost Revenue and Improve Customer Relationships
The Companies Hiding in Plain Sight
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
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Regulations
Cryptocurrency
Ethics Battle Freezes Clarity Act Ahead of Senate Recess
The $100 Million CFO Rewrites the Rules on Legal Spend
California Tightens Scrutiny of AI Hiring Tools Amid Reports of Racial Bias
New Pharmacy Benefit Manager Rules Shift Focus to Verifiable Accountability
US and UK Open Door to Cross-Border Stablecoins
MORE IN REGULATIONS
Connected Economy
Retail
Target Tests Shoppable TV to Pitch Summer Products
Quantum and AI Are Breaking Trust Everywhere at Once
APIs Are Making Bank Data Harder to Protect
Storefront Overhauls Turn Retailers Into Data Hubs
MORE IN CONNECTED ECONOMY
SMB
Earnings
Truist Bets on Digital Engagement to Deepen Banking Ties
Panel: The Hidden Cost of B2B Payments Is Manual Work, Not Fees
46% of Small Businesses Would Pay for Better Digital Tools
Business Applications Jump 24% as AI Lowers Startup Costs
White-Glove FinTech Targets Small Business Cash Flow and Back-Office Pain
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Markets
Earnings
Truist Bets on Digital Engagement to Deepen Banking Ties
UnitedHealth Says AI Now Runs Every Function of Its Business
U.S. Bancorp Rides Payments Boom to Record Revenue
United Airlines Breaks Passenger Records Despite Surging Ticket Prices
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Cryptocurrency
Blockchain
This Week in Stablecoins: TradFi Doesn’t Want DeFi. It Wants Blockchain
From Asset to Everyday Money: Making Digital Currencies Spendable
Spendability Emerges as the Next Test for Digital Assets
Citadel Securities Takes $400 Million Stake in Crypto.com
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Banking
Earnings
Regions Bank’s Mobile Upgrade Drives Digital Transactions to 80%
Fifth Third Sees Comerica Merger Wins Ahead of Labor Day Conversion
Rewards at the Register: How Smart Basket Technology Puts Issuers Back at the Center of the Sale
The Best Buy Now Pay Later Customer Is Not Who Banks Think
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TechREG®
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
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